Philadelphia, PA Personal Loans

The main advantage of Online Personal Loans is 100% availability and minimum eligibility criteria, which means that even a borrower with bad credit can get financing.

  • 1

    Decide on the necessary loan amount

    Think carefully how much money you need so that it helped you to solve your urgent financial problems and at the same time it was affordable for your budget.

  • 2

    Fill out a simple application form online

    State the amount you need as well as your e-mail address. It's necessary to find you a suitable lender. Be sure your data will be safe and secure.

  • 3

    Get an instant approval decision from a lender

    As soon as you've requested a loan, you'll be matched with the best lender providing such cash advance at the lowest rates and most affordable terms.

  • 4

    Receive the cash into your account within 24 hours

    In case you are approved, and you're most likely to be, the money will be deposited into your bank account within 1 - 2 business days, or even same day if you apply as soon as possible.

Get Philadelphia, PA Personal Loan Completely Online

  • Compare rates and terms
  • Avoid visiting multiple banks and storefronts
  • Apply directly on a lender’s website
  • Get a guaranteed instant decision
  • All the money transactions are done online quick and easy
Apply now
When you need money and don’t have a perfect credit history, Pennsylvania Personal Loans for fair credit can provide the financial assistance that is necessary. They accept applicants with less than perfect scores who have no collateral or high incomes! Applying online is fast-paced for quick funding within 1 -2 business days.

Don’t Wait, Apply And Get Philadelphia, PA Personal Loan!

Expenses are an integral part of our lives, and not every time we can cope with them on our own. Every year, millions of people need money to meet a variety of needs, such as medical treatment, car repairs, wedding expenses, urgent purchases, and more. However, not every person has an emergency fund or wealthy relatives to help cover these needs. That is why the easiest and safest way to get financing is Personal Loan.

If you live in Philadelphia, PA and need money to pay for any personal expenses, keep reading.

What Should I Know About Personal Loan?

First of all, you should know that a Personal Loan is a simple type of financing that is designed to help borrowers meet any personal need. Most of the time, this loan is unsecured, which means you don’t have to provide collateral, such as a house or car, to get approved. A Personal Loan is a type of Installment Loan, which means it is repaid in regular monthly installments over a fixed period of time.

As a rule, personal lenders do not have any restrictions, so borrowers in Philadelphia, PA can spend the money they receive as they see fit.

LOANS FOR ANY NEEDS

APR from 4.99%

Philadelphia, PA Personal Loan Amounts, Rates And Terms

With a Personal Loan in Philadelphia, PA borrowers can get from $1,000 to $100,000 for any of their personal needs. Repayment terms vary, but typically range from 12 to 84 months, depending on the amount of the loan. It is important to understand that shorter repayment terms will increase your monthly payment, but will decrease the total interest you pay.

Interest rates will also vary based on a large number of factors such as credit history, income, lender chosen, and more. On average, interest rates in Philadelphia, PA range from 4.98% to 35.99%. Compare offers to find the best deal for you.

Are Personal Loans Legal?

Personal Loans are legal in most states in the US, but you still need to follow a few simple steps to make sure you can actually get a loan at Philadelphia, PA.

First of all, check your state’s laws to make sure Personal Loan is legal, then check if your lender is registered in the state’s database. It will also be quite useful for you to study the reviews of the credit company you have chosen and check all the identifying data.

3 Easy Steps To Get Philadelphia, PA Personal Loan

It doesn’t matter why you need funding, because now you can get money for your needs with just 3 simple steps:

Application Applying for a Philadelphia, PA Personal Loan is easy as you can now do it completely online. Visit your chosen lender’s website and fill out the online form in less than 10 minutes. You will need to provide basic information about yourself, such as name, address, income, etc.
Approval Philadelphia, PA lenders approve applications the same day if you meet state laws and eligibility criteria. If approved, they will contact you to discuss loan terms and debt repayment terms. You can also ask all your questions.
Financing You should study the contract and pay special attention to interest rates and commissions before signing it. The loan amount will be transferred to your bank account within one business day, after which you can spend the money as you wish.

Bad Credit Philadelphia, PA Personal Loan

Many borrowers have a bad credit history because they have missed payments on loans in the past. That is why now they are asking the question “can I get a Personal Loan with bad credit?” and the answer is yes.

Many personal lenders work with different types of credit, which means that even a borrower who has previously missed payments has every chance of being approved. However, you should be aware that Philadelphia, PA personal lenders will offer bad credit borrowers less favorable loan offers and high interest rates.

Benefits of a Personal Loan

Before applying, Philadelphia, PA residents are advised to study the main advantages of this loan offer. This will help them understand if a Personal Loan is right for them or if they should look for an alternative option:

  • Loan amount. As already mentioned, with a Personal Loan you can get up to $100,000. This is a large enough amount to cover any of your expenses.
  • Interest rates. As a rule, personal lenders in Philadelphia, PA have relatively low interest rates.
  • No collateral. Most often, a Personal Loan in Philadelphia, PA is unsecured, which means no collateral is required to approve the application.
  • Online application. More and more Philadelphia, PA lenders are offering fully online financing, which means you won’t have to waste time looking for a lender near you and filling out paperwork.
  • Fast approval. If the borrower meets the eligibility criteria, the application can be approved as quickly as on the same day.
  • Funding for any need. A Personal Loan can be used for almost any need, since lenders in Philadelphia, PA have almost no restrictions.

What Do I Have To Provide To Get A Personal Loan in Philadelphia?

Personal lenders in Philadelphia, PA now have minimum eligibility criteria, allowing almost any borrower to apply and receive money. Although they may vary, below you can explore the main ones:

  • Age at least 18 years or older
  • US Citizenship
  • Regular monthly source of income
  • Active bank account for deposit
  • Social Security number
  • ID confirmation
  • Contact details such as phone and email.

Lenders in Philadelphia, PA may ask for more information, but most of the time the above information is enough to get you a Personal Loan.

Philadelphia, PA alternatives to Personal Loans online

If for some reason Online Personal Loans don’t suit you, it’s possible to choose among the other cash advances available in Philadelphia:

Start your Personal Loan application online or find cash advance locations in Philadelphia, PA on the map

  • Absolute Home Mortgage Corp

    • 1420 Walnut St

      (267) 319-1923

  • Active Financial Service 1

    • 9827 Bustleton Ave

      (215) 573-9601

  • All American Funding

    • 13318 Philmont Ave

      (855) 400-8364

  • American General Consumer Discount Company

    • 6418 Sackett St

      (215) 333-7725

  • American Heritage Credit Union

    • 2068 Red Lion Rd

      (215) 969-8040

  • American Heritage Federal Credit Union

    • 601 Market St

      (215) 627-6972

  • American Heritage Federal Credit Union - EPA

    • 2068 Red Lion Rd

      (215) 814-2025

  • Applause Mortgage

    • 803 S 4th St

      (215) 940-7499

  • ASAP Mortgage Inc

    • 4729 Frankford Ave

      (215) 744-2100

  • BB & T

    • 2326 E York St

      (215) 426-5721

    • 136 E Girard Ave

      (215) 627-3769

    • 1500 John F Kennedy Blvd Ste 200

      (215) 854-6428

  • BB&T

    • 1845 Walnut St Ste 125

      (215) 563-1168

    • 1635 Market St

      (215) 561-0342

    • 136 W Girard Ave

      (215) 627-3769

    • 12051 Knights Rd

      (215) 824-0151

    • 4625 Frankford Ave

      (215) 289-1400

    • 2330 E York St

      (215) 423-2314

    • 9 W Evergreen Ave

      (215) 247-4801

    • 6633 Roosevelt Blvd

      (215) 332-7650

    • 3617 Midvale Ave

      (215) 848-3101

  • Beneficial Bank

    • 1901 E Passyunk Ave

      (267) 324-3039

    • 1600 Chestnut St Ste 1

      (215) 864-6040

  • Bryn Mawr Trust

    • 1230 Walnut St

      (215) 735-6200

  • Carver W Reed

    • 121 S 10th St

      (215) 372-1170

  • Central Closing

    • 20 N 3rd St

      (215) 238-9400

  • Chase 5911

    • 5911 N Broad St

      (215) 548-5749

  • Chase Bank

    • 1628 John F Kennedy Blvd

      (215) 430-5742

  • Check & Cash Express

    • 227 W Lehigh Ave

      (215) 634-0600

  • Citibank

    • 301 W Chelten Ave

      (267) 297-0399

    • 1211 Walnut St

      (215) 238-5857

    • 1760 Market St Lbby 1

      (215) 391-1411

    • 1318 Walnut St

      (215) 545-4085

    • 1230 Arch St Lbby 1

      (215) 496-3129

    • 1515 Locust St Fl 1

      (215) 875-7269

    • 8500 Germantown Ave

      (215) 242-7466

  • Citizens Bank

    • 8345 Ridge Ave

      (215) 483-1200

  • Consolation Federal Credit Union

    • 4900 Princeton Ave

      (215) 332-7778

  • Continental Home Loans

    • 111 S Independence Mall E

      (267) 687-7314

  • Creative Financial Solutions Inc

    • 3353 Englewood St

      (215) 747-9182

  • Crusader Mortgage Corp

    • 1334 Walnut St

      (215) 893-9500

  • Diversified Global

    • 604 S Washington Sq

      (800) 488-1596

  • Diversified Mortgage Services

    • 5547 Germantown Ave Unit 201

      (267) 285-5000

  • Dollar Wise

    • 9852 Bustleton Ave

      (215) 676-9898

  • Drake Tax Services

    • 2201 S Beechwood St

      (215) 336-3399

  • Dsg Enterprises LTD

    • 4415 Chestnut St

      (215) 732-0814

  • East River Bank

    • 4341 Ridge Ave

      (267) 295-6420

  • Everest Home Mortgage

    • 1502 South St

      (267) 521-1502

  • Fash Cash Inc

    • 9042 Roosevelt Blvd

      (215) 673-3525

  • Fast Cash

    • 1551 Mckean St

      (215) 468-1367

    • 2901 N 5th St

      (215) 425-5406

    • 2900 N Fairhill St

      (215) 221-6545

    • 3148 Jasper St

      (215) 425-5620

    • 318 S 5th St

      (215) 238-1231

    • 5901 Belden St

      (215) 289-8594

    • 642 Diamond St

      (215) 236-1424

  • Fast Cash ATM

    • 5882 N 7th St

      (215) 549-4941

  • Fast Cash Inc

    • 2201 W Oxford St

      (215) 232-3718

    • 368 E Wister St

      (215) 438-1376

    • 5000 Gransback St

      (215) 456-0605

    • 898 Anchor St

      (215) 533-5847

    • 1508 Point Breeze Ave

      (215) 463-2637

    • 1701 Bridge St

      (215) 744-1063

    • 4400 Devereaux St

      (215) 332-4942

    • 137 W Chelten Ave

      (215) 849-2403

    • 1443 E Luzerne St

      (215) 743-4723

    • 4764 Rorer St

      (215) 455-1236

    • 1951 74th Ave

      (215) 224-2858

  • Fast Cash Nc

    • 1872 E Schiller St

      (215) 423-2421

  • Federal One Mortgage

    • 100 S Broad St Ste 1334

      (215) 253-6612

  • First Prudential

    • 14425 Bustleton Ave

      (215) 281-1000

  • Firstime Mortgage

    • 5070 Parkside Ave

      (215) 877-4271

  • Firstrust Bank

    • 9309 Krewstown Rd

      (215) 673-6673

    • 1332 Point Breeze Ave

      (215) 468-3300

  • Fox Chase Bank

    • 401 Rhawn St

      (215) 342-3700

  • Frankford Capital Group

    • 1802 Frankford Ave

      (267) 639-9121

  • Freedom Credit Union

    • 10400 Drummond Rd

      (215) 612-5900

    • 4900 Princeton Ave

      (215) 612-5900

  • Fund for An Open Society

    • 1315 Walnut St Ste 926

      (215) 546-0511

  • Global Cash Access

    • 1635 Market St

      (215) 564-2147

  • Greentree Mortgage

    • 1943 E Passyunk Ave

      (267) 519-8239

  • Heller Financial Inc

    • 1500 Market St

      (215) 246-3454

  • HSBC

    • 1027 Arch St Fl 1

      (800) 975-4722

    • 1515 Market St Ste 110

      (215) 563-0437

  • Hyperion Bank

    • 199 W Girard Ave

      (215) 789-4200

  • Imperial PFS

    • 1760 Market St Ste 401

      (215) 553-7860

  • Integra Funding Service

    • 6986 Wister St

      (215) 298-6659

  • J.P. Morgan Private Bank

    • 1650 Market St

      (215) 640-3567

  • Jna Capital Inc

    • 3945 Chestnut St Apt 914

      (215) 662-5500

  • Jolleys Money Loan

    • 6214 Woodland Ave

      (215) 727-2342

  • K & A Moneyloan-Pawnbrokers

    • 3149 Kensington Ave 51

      (215) 425-5600

  • Lakchina Marina

    • 11030 Rennard St

      (215) 464-6406

  • Liberty Group Funding

    • 100 S. Broad Street 2100

      (215) 330-6000

  • Loan Depot

    • 1515 Market St Ste 1530

      (215) 202-3856

  • Melanie Tanner - Mortgage Loan Officer

    • 3735 Walnut St

      (484) 832-0407

  • Michael Borrero - Mortgage Loan Officer

    • 111 S 11th St

      (215) 922-6010

    • 1726 Walnut St

      (267) 566-2854

  • Mortgage & Credit Consultants

    • 2607 Rhawn St

      (215) 333-2200

  • Mortgage Unlimited

    • 1520 Wharton St

      (267) 528-1502

  • New Direction Mortgage

    • 820 Cottman Ave

      (215) 745-7844

  • Olsen and Associates

    • 305 W Springfield Ave

      (215) 247-2000

  • One One One Commercial Lending

    • 606 Gates St

      (215) 718-4932

  • Opportunity Finance Network

    • 620 Chestnut St

      (215) 922-2527

  • Paramount Mortgage Resources Inc

    • 1032 Arch St Fl 2

      (215) 592-6442

  • Pennsylvania Homeowners

    • 7104 Rising Sun Ave

      (215) 437-9967

  • Philadelphia Federal Credit

    • 8025 Roosevelt Blvd Ste 202

      (215) 333-4450

  • Philadelphia Mortgage Bankers

    • 1808 Rittenhouse Sq

      (215) 735-9030

  • Philly Hard Money Loans

    • 2544 Sepviva St

      (267) 831-3843

  • Phoenix Financial Corporation

    • 378 E Upsal St

      (267) 286-6590

  • Polonia Bank

    • 4800 Richmond St

      (215) 744-5700

  • Prism Mortgage Co

    • 1500 Market St Ste 2920w

      (215) 665-5751

  • Professional Loan Modification

    • 7208 Germantown Ave

      (267) 297-7312

  • Prudential Savings Bank

    • 1834 W Oregon Ave

      (215) 755-1500

  • R M Resources

    • 5862 Rodman St

      (215) 472-2236

  • Residential Rehabilitation

    • 7707 Buist Ave

      (215) 676-2824

  • Santander Bank ATM

    • 2132 South St

      (877) 768-2265

    • 3331 Grant Ave

      (877) 768-2265

    • 922 N Saint Bernard St

      (877) 768-2265

  • Scott Consumer Discount Co

    • 1119 Spruce St

      (215) 923-1985

  • Sharon Bank

    • 1900 South St

      (215) 731-0123

  • Small Business Loans

    • 6940 Cedar Park Ave

      (888) 919-2687

  • SunTrust Bank

    • 401 N Broad St

      (215) 351-0097

  • Superior Home Mortgage

    • 2200 Walnut St

      (215) 925-1545

  • Tcs America

    • 1500 Market St Fl 12

      (215) 246-3471

  • TD Bank

    • 256 W York St

      (888) 751-9000

    • 6304 Roosevelt Blvd

      (215) 613-9684

    • 2267 E Butler St

      (215) 831-6100

    • 2005 Market St

      (215) 282-4008

    • 399 Market St

      (215) 627-1496

    • 7500 Bustleton Ave

      (215) 214-1190

    • 2231 Cottman Ave

      (215) 722-6441

    • 8301 Henry Ave

      (215) 508-7400

    • 100 E Tabor Rd

      (888) 751-9000

    • 9996 Haldeman Ave

      (215) 673-0852

    • 4236 Edgemont St

      (888) 751-9000

    • 9700 Ashton Rd

      (215) 676-3202

    • 217 W Lehigh Ave

      (215) 426-8521

    • 1900 Market St

      (215) 568-0900

    • 437 Chestnut St

      (215) 922-7995

    • 131 E Roosevelt Blvd

      (888) 751-9000

    • 1500 John F Kennedy Blvd

      (215) 564-0274

    • 5501 Ridge Ave

      (215) 508-1037

    • 8600 Germantown Ave

      (215) 753-1282

    • 4020 City Ave

      (215) 477-7620

    • 2520 Grant Ave

      (215) 673-9155

    • 3930 Woodhaven Rd

      (215) 632-6877

    • 2653 N 5th St

      (215) 339-5800

    • 2201 S Broad St

      (215) 468-3729

    • 200 Lombard St

      (215) 629-0561

    • 6635 Frankford Ave

      (215) 338-1530

  • TD Bank ATM

    • 3200 Chestnut St

      (888) 751-9000

    • 1334 Windrim Ave

      (888) 751-9000

    • 4011 Cottman Ave

      (888) 751-9000

    • 7401 Ogontz Ave

      (888) 751-9000

    • 1528 N Broad St

      (888) 751-9000

    • 4055 Market St

      (888) 751-9000

    • 136 N 63rd St

      (888) 751-9000

    • 5272 Torresdale Ave

      (888) 751-9000

    • 3315 Market St

      (888) 751-9000

    • 203 N 34th St

      (888) 751-9000

    • 4037 N 5th St

      (888) 751-9000

    • 4201 Henry Ave

      (888) 751-9000

    • 1943 N 6th St

      (888) 751-9000

    • 1 S Broad St

      (888) 751-9000

    • 4616 N Broad St

      (888) 751-9000

    • 2121 W Lehigh Ave

      (888) 751-9000

    • 2131 N Broad St

      (888) 751-9000

    • 113 W Wyoming Ave

      (888) 751-9000

    • 3260 N Broad St

      (888) 751-9000

    • 338 E Allegheny Ave

      (888) 751-9000

    • 1617 John F Kennedy Blvd

      (888) 751-9000

    • 5440 Lansdowne Ave

      (888) 751-9000

    • 3141 Chestnut St

      (888) 751-9000

    • 2900 W Queen Ln

      (888) 751-9000

    • 1000 Market St

      (888) 751-9000

  • The Student Loan Doctor

    • 2930 Jasper St

      (215) 309-5720

  • Third Federal S&L

    • 4625 Frankford Ave

      (215) 289-1400

    • 3 Penns Ct

      (215) 289-1400

  • U.S. Bank - ITC

    • 50 S 16th St Unit 1960

      (215) 523-6134

  • United Financial Svc Group

    • 325 Chestnut St Ste 310

      (215) 238-0300

  • United Imports Inc

    • 6824 Frankford Ave

      (267) 388-6175

  • Univest Bank and Trust Co.

    • 401 Rhawn St

      (215) 342-3700

  • Vihi Insurance & Tax Service

    • 5725 N 5th St

      (215) 276-8441

  • Washington Savings Bank

    • 2900 Comly Rd

      (215) 698-9400

  • Wi Sung

    • 3900 City Ave

      (267) 295-5645


Check Payday Loan rates and terms in the other cities of Pennsylvania


Personal Loan Calculator

Every Payment (Installment) = $522 per month for 0.17 year(s) at 35% APR

* It’s the amount of money you’ll need to pay every month (or other agreed period) according to your repayment plan.

Total Paid After 2 Payments = $1,044

Total Interest Paid* = $44

* The total amount of interest over all the period of the loan.

This calculation is just a representative example. Rates and fees can vary depending on the lender. Check all the finance charges in the loan agreement before signing it

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