Payday Loans in Cincinnati, Ohio

Looking for extra cash for emergency expenses in Cincinnati, OH? Consider borrowing a quick Payday Loan available online and in-store both for good and bad credit. Pre-qualifying doesn’t affect your credit history and gives access to instant cash advance in Cincinnati.

  • 1

    Decide on the necessary loan amount

    Think carefully how much money you need so that it helped you to solve your urgent financial problems and at the same time it was affordable for your budget.

  • 2

    Fill out a simple application form online

    State the amount you need as well as your e-mail address. It's necessary to find you a suitable lender. Be sure your data will be safe and secure.

  • 3

    Get an instant approval decision from a lender

    As soon as you've requested a loan, you'll be matched with the best lender providing such cash advance at the lowest rates and most affordable terms.

  • 4

    Receive the cash into your account within 24 hours

    In case you are approved, and you're most likely to be, the money will be deposited into your bank account within 1 - 2 business days, or even same day if you apply as soon as possible.

Get Cincinnati, OH Payday Loan Completely Online

  • Compare rates and terms
  • Avoid visiting multiple banks and storefronts
  • Apply directly on a lender’s website
  • Get a guaranteed instant decision
  • All the money transactions are done online quick and easy
Apply now
For emergency funding you can always apply for instant cash advance in Ohio. $100 - $1000 Payday Loans are short-term unsecured and available for both good and bad credit borrowers. Submit the application form online and get the money deposited directly into your bank account the same day or maximum next business day.

What are Cincinnati, OH Payday Loans?

A payday loan is designed to help borrowers cover short-term emergency needs by offering fast cash secured by their next paycheck. It’s usully used as the small-dollar cash advance to cover unexpected expenses.

The Cincinnati, Ohio Payday Loan is usually due after 14 – 30 days since being deposited into the borrower’s account. After you get the next pay check, the cost of the loan including interest and fees is withdrawn from your checking account automatically.

Payday loans in Cincinnati, OH are often used by consumers to consolidate debt, to pay off bills, repair a car or redecorate a house, etc. Start with online application or look for loan store locations near you.

How do Payday Loans online work in Cincinnati, OH?

Cincinnati, OH payday loans are a quick, safe and convenient way to cover emergency expenses. Like all other short-term cash advances in Ohio Payday Loans are regulated by the state’s laws. It’s highly recommended to study them in detail before submitting a loan request.

As soon as you’ve decided to apply for the necessary amount there are simple steps to go:

  1. Fill out an application form online or in any store in Cincinnati, OH;
  2. Get matched with a suitable direct lender;
  3. Receive the money same day in a loan shop or within 1 – 2 days after being approved online.


APR from 4.99%

What are the benefits of Cincinnati, OH Payday Loans online?

Payday Loans are a perfect option for Cincinnati residents in the following situations:

  • You’ve been rejected by banks and credit unions for your bad credit or bankruptcy or any other reason.
  • You like 70% of Americans lack money to pay for everyday bills, utilities, rent, or
  • You have numerous debts which must be repaid urgently or they may lead to enormous rates. Use a loan to consolidate these credits into one.
  • You feel ashamed or embarrassed to ask your relatives and friends for help.
  • You have a not very good credit history and don’t want to affect it by numerous loan requests. No credit check Payday Loans are perfect for you.

Choosing an online Payday Loan to overcome any of the mentioned above situations you get:

  • Instant financing
  • 24/7 online service
  • Cash advance for bad credit
  • No hard credit check loans
  • Convenient online application
  • Reputable direct lenders with no intermediaries
  • What are Cincinnati, OH Payday loans eligibility criteria?

To be approved for a short-term cash advance a borrower needs to:

  • Be over 18 years old;
  • Be a resident of Ohio;
  • Have an active banking account;
  • Provide a proof of income.

The eligibility criteria may vary according to the lender but all in all they are pretty much the same and don’t usually include any minimal credit score or income requirements.

How much do Payday Loans cost in Cincinnati, Ohio?

The cost of Payday Loan as well as any other cash advance in Cincinnati consists of the principal, the annual percentage rate, or APR and some additional financial charges. The APR varies from 300% to 1200% but on average it’s 400%. It depends on the loan amount, your credit score, the state’s limit, the lender, etc. Besides, you may be charged additional fees such as:

  • Verification or loan processing fee.
  • Acquisition charges.
  • NSF fee, etc.

Cincinnati Payday Loans are called short-term as they must be repaid till your next paycheck, usually within a month. Lenders usually allow to prepay earlier without any additional fees. In case you can’t pay the money back on time, you may apply for a rollover, extension or repayment plan.

Find out these details with the lender before you submit the loan request.

Can Ohio borrowers get a Payday Loan with bad credit?

If you are looking for a Payday Loan online in Cincinnati, Ohio and you have a bad credit score, you’d better start with online application. You’ll have more chance to find a lender providing such cash advance.

Most of them will approve you for the necessary funds no matter what your credit rating is. They may charge higher interest to make up for the risk. But on the whole bad credit cash advance doesn’t differ from traditional loans.

You apply online and the funds will be in your account within 1 – 2 days, or even same day regardless of the figures on your credit report.

NO credit check Payday Loans in Cincinnati, OH?

If you used to have some previous debts, or bankruptcies which affected your credit history and your score is not so good as you wish, you may apply for a Payday Loan with no credit check. In Cincinnati there are lenders providing quick funds with no hard inquiry to the major credit bureaus. They determine your creditworthiness paying attention to your income rather than credit history. But you should be careful and make sure you can afford the loan before applying for it.

Warning about Cincinnati, OH Payday Loans

We can’t but agree that Payday Loans in Cincinnati, Ohio are one of the easiest and fastest ways to receive urgent financing. But you may come across some pitfalls on the way too quick money:

  • Additional fees;
  • Scams;
  • Default penalties;
  • Collecting practices;
  • Third parties selling your information, etc.

Make sure you borrow from a legal Cincinnati lender and read the agreement carefully to be on the safe side.

Cincinnati, OH alternatives to Payday Loans online

If for some reason you want to avoid a short-term Payday Loan, you can choose among the other cash advances available in Cincinnati:

Start your Payday Loan application online or find cash advance locations in Cincinnati, OH on the map

  • Acceptance Now

    • 5150 Glencrossing Way

      (513) 347-3078

    • 9687 Colerain Ave

      (513) 245-0553

    • 4468 Eastgate Blvd

      (513) 752-0659

    • 650 Eastgate South Dr

      (513) 752-3759

  • Advance America

    • 6835 Montgomery Rd

      (513) 891-2422

    • 10589 Springfield Pike

      (513) 771-1114

    • 5184 Delhi Rd

      (513) 347-3800

    • 451 Ohio Pike Ste C

      (513) 528-2100

    • 10325 Reading Rd Ste 102

      (513) 554-1199

    • 1220 W Kemper Rd

      (513) 674-1400

  • Allied Cash Advance

    • 7755 Montgomery Rd Ste 400

      (888) 848-6950

  • Cash America

    • 4875 Reading Rd

      (513) 641-3806

    • 7901 Reading Rd

      (513) 821-5088

    • 2188 Queen City Ave

      (513) 661-9200

    • 10090 Springfield Pike

      (513) 771-3700

  • Cash America Pawn

    • 5223 Glenway Ave

      (513) 661-9200

  • Cash America Pawn - Pawn Shops & Loans

    • 7671 Colerain Ave Unit A

      (513) 522-3900

  • Cash Plus

    • 7428 Montgomery Rd

      (513) 245-2274

  • Cashland

    • 5223 Glenway Ave

      (513) 244-7134

    • 4081 E Galbraith Rd Ste 2

      (513) 891-8329

    • 1590 Goodman Ave

      (513) 522-3712

    • 601 E Pete Rose Way

      (513) 746-3237

    • 11008 Hamilton Ave

      (513) 851-7800

    • 2299 Waycross Rd

      (513) 851-7800

    • 3474 N Bend Rd

      (513) 481-1120

  • Cashland Financial Services Inc.

    • 5708 Glenway Ave

      (513) 451-0900

  • Check Exchange

    • 6363 Glenway Ave

      (513) 598-5222

    • 629 Old State Route 74

      (513) 688-0111

    • 1836 Seymour Ave

      (513) 731-9996

  • Check Into Cash

    • 137 W Kemper Rd 900

      (513) 671-4271

    • 8160 Corporate Park Dr

      (801) 538-8830

    • 5299 Delhi Ave Suite 5299

      (513) 922-6662

    • 8315 Beechmont Ave Ste 19

      (513) 474-0622

    • 7666 Reading Rd Ste 4

      (513) 761-1516

    • 8088 Beechmont Ave

      (513) 474-0622

  • CheckSmart

    • 2830 Short Vine St

      (513) 281-5490

    • 11435 Princeton Pike

      (513) 772-4520

    • 2830 Vine St

      (513) 281-5490

    • 8398 Reading Rd

      (513) 761-6003

    • 5450 N Bend Rd

      (513) 481-3222

    • 620 Vine St

      (513) 369-0007

    • 7680 Montgomery Rd

      (513) 936-9995

    • 9234 Colerain Ave

      (513) 741-3777

    • 658 Main St

      (513) 929-4155

    • 10990 Hamilton Ave

      (513) 851-3100

    • 637 Ohio Pike

      (513) 947-9551

    • 6582 Glenway Ave

      (513) 598-9551

    • 3441 Warsaw Ave

      (513) 471-0548

    • 1571 W Galbraith Rd Unit 3

      (513) 931-7300

    • 3834 Montgomery Rd

      (513) 731-8200

  • Cincinnati Payday Loans

    • 4805 Montgomery Rd Ste 401

      (888) 606-0962

  • Easy Payday Loans

    • 111 Woolper Ave

      (513) 817-4781

  • First American Cash Advance

    • 8593 Winton Rd

      (513) 931-4888

  • National Cash Advance

    • 3288 Highland Ave

      (513) 531-3144

    • 3119 Glenmore Ave

      (513) 347-9555

    • 5098 Glencrossing Way

      (513) 347-9555

  • Ohio Auto Loan Services Inc.

    • 5705 Cheviot Rd

      (513) 245-1154

    • 5229 Madison Rd

      (513) 214-3569

  • Payday Advance Payday Loans

    • 01 E 5th St

      (833) 624-8214

  • Quick Payday Loans of Cincinnati

    • 407 Vine St Suite 248

      (513) 273-4238

Check Payday Loan rates and terms in the other cities of Ohio

Payday Loan Calculator

$500 Your loan + $79 Your fee = $579 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculation is just a representative example. Rates and fees can vary depending on the lender. Check all the finance charges in the loan agreement before signing it

Related Articles