Payday Loans in San Diego, California

Looking for extra cash for emergency expenses in San Diego, CA? Consider borrowing a quick Payday Loan available online and in-store both for good and bad credit. Pre-qualifying doesn’t affect your credit history and gives access to instant cash advance in San Diego.

  • 1

    Decide on the necessary loan amount

    Think carefully how much money you need so that it helped you to solve your urgent financial problems and at the same time it was affordable for your budget.

  • 2

    Fill out a simple application form online

    State the amount you need as well as your e-mail address. It's necessary to find you a suitable lender. Be sure your data will be safe and secure.

  • 3

    Get an instant approval decision from a lender

    As soon as you've requested a loan, you'll be matched with the best lender providing such cash advance at the lowest rates and most affordable terms.

  • 4

    Receive the cash into your account within 24 hours

    In case you are approved, and you're most likely to be, the money will be deposited into your bank account within 1 - 2 business days, or even same day if you apply as soon as possible.

Get San Diego, CA Payday Loan Completely Online

  • Compare rates and terms
  • Avoid visiting multiple banks and storefronts
  • Apply directly on a lender’s website
  • Get a guaranteed instant decision
  • All the money transactions are done online quick and easy
Apply now
As emergency funding grows easier to get, the need for it grows greater. With instant cash advances, you can apply for up to $1,000 payday loans in California with a bad or good credit history. The same day your application is approved, the money will be deposited in your bank, no more waiting!

What are San Diego, CA Payday Loans?

A payday loan is designed to help borrowers cover short-term emergency needs by offering fast cash secured by their next paycheck. It’s usully used as the small-dollar cash advance to cover unexpected expenses.

The San Diego, California Payday Loan is usually due after 14 – 30 days since being deposited into the borrower’s account. After you get the next pay check, the cost of the loan including interest and fees is withdrawn from your checking account automatically.

Payday loans in San Diego, CA are often used by consumers to consolidate debt, to pay off bills, repair a car or redecorate a house, etc. Start with online application or look for loan store locations near you.

How do Payday Loans online work in San Diego, CA?

San Diego, CA payday loans are a quick, safe and convenient way to cover emergency expenses. Like all other short-term cash advances in California Payday Loans are regulated by the state’s laws. It’s highly recommended to study them in detail before submitting a loan request.

As soon as you’ve decided to apply for the necessary amount there are simple steps to go:

  1. Fill out an application form online or in any store in San Diego, CA;
  2. Get matched with a suitable direct lender;
  3. Receive the money same day in a loan shop or within 1 – 2 days after being approved online.


APR from 4.99%

What are the benefits of San Diego, CA Payday Loans online?

Payday Loans are a perfect option for San Diego residents in the following situations:

  • You’ve been rejected by banks and credit unions for your bad credit or bankruptcy or any other reason.
  • You like 70% of Americans lack money to pay for everyday bills, utilities, rent, or
  • You have numerous debts which must be repaid urgently or they may lead to enormous rates. Use a loan to consolidate these credits into one.
  • You feel ashamed or embarrassed to ask your relatives and friends for help.
  • You have a not very good credit history and don’t want to affect it by numerous loan requests. No credit check Payday Loans are perfect for you.

Choosing an online Payday Loan to overcome any of the mentioned above situations you get:

  • Instant financing
  • 24/7 online service
  • Cash advance for bad credit
  • No hard credit check loans
  • Convenient online application
  • Reputable direct lenders with no intermediaries
  • What are San Diego, CA Payday loans eligibility criteria?

To be approved for a short-term cash advance a borrower needs to:

  • Be over 18 years old;
  • Be a resident of California;
  • Have an active banking account;
  • Provide a proof of income.

The eligibility criteria may vary according to the lender but all in all they are pretty much the same and don’t usually include any minimal credit score or income requirements.

How much do Payday Loans cost in San Diego, California?

The cost of Payday Loan as well as any other cash advance in San Diego consists of the principal, the annual percentage rate, or APR and some additional financial charges. The APR varies from 300% to 1200% but on average it’s 400%. It depends on the loan amount, your credit score, the state’s limit, the lender, etc. Besides, you may be charged additional fees such as:

  • Verification or loan processing fee.
  • Acquisition charges.
  • NSF fee, etc.

San Diego Payday Loans are called short-term as they must be repaid till your next paycheck, usually within a month. Lenders usually allow to prepay earlier without any additional fees. In case you can’t pay the money back on time, you may apply for a rollover, extension or repayment plan.

Find out these details with the lender before you submit the loan request.

Can California borrowers get a Payday Loan with bad credit?

If you are looking for a Payday Loan online in San Diego, California and you have a bad credit score, you’d better start with online application. You’ll have more chance to find a lender providing such cash advance.

Most of them will approve you for the necessary funds no matter what your credit rating is. They may charge higher interest to make up for the risk. But on the whole bad credit cash advance doesn’t differ from traditional loans.

You apply online and the funds will be in your account within 1 – 2 days, or even same day regardless of the figures on your credit report.

NO credit check Payday Loans in San Diego, CA?

If you used to have some previous debts, or bankruptcies which affected your credit history and your score is not so good as you wish, you may apply for a Payday Loan with no credit check. In San Diego there are lenders providing quick funds with no hard inquiry to the major credit bureaus. They determine your creditworthiness paying attention to your income rather than credit history. But you should be careful and make sure you can afford the loan before applying for it.

Warning about San Diego, CA Payday Loans

We can’t but agree that Payday Loans in San Diego, California are one of the easiest and fastest ways to receive urgent financing. But you may come across some pitfalls on the way too quick money:

  • Additional fees;
  • Scams;
  • Default penalties;
  • Collecting practices;
  • Third parties selling your information, etc.

Make sure you borrow from a legal San Diego lender and read the agreement carefully to be on the safe side.

San Diego, CA alternatives to Payday Loans online

If for some reason you want to avoid a short-term Payday Loan, you can choose among the other cash advances available in San Diego:

Start your Payday Loan application online or find cash advance locations in San Diego, CA on the map

  • Advance America

    • 3145 El Cajon Blvd

      (619) 640-1799

    • 1515 Palm Ave Ste L

      (619) 423-5260

    • 4120 Clairemont Mesa Blvd Unit 101-c

      (858) 490-0292

    • 6784 El Cajon Blvd Ste F

      (619) 589-1157

    • 3630 Rosecrans St B

      (619) 225-5716

    • 620 University Ave

      (619) 260-6524

    • 6628 Mission Gorge Rd Ste A

      (619) 282-6127

  • America Loans

    • 2021 India St

      (619) 800-5158

  • Cash N Advance Stores

    • 9484 Black Mountain Rd

      (858) 653-3861

  • Cash Plus

    • 4310 Genesee Ave Ste 104

      (858) 292-5555

  • Cashing House

    • 6956 El Cajon Blvd

      (619) 303-7393

  • CFSC The Check Cashing Place Balboa

    • 6143 Balboa Ave

      (858) 277-0927

  • CFSC The Check Cashing Place Downtown

    • 945 5th Ave

      (619) 239-6151

  • Check Advance

    • 5419 El Cajon Blvd

      (619) 583-2100

    • 6485 El Cajon Blvd

      (619) 785-3783

  • Check Center

    • 1722 Euclid Ave

      (619) 264-2805

  • Check Into Cash

    • 5163 Clairemont Mesa Blvd

      (858) 569-1297

  • Check Into Cash Advance Centers

    • 1965 El Cajon Blvd

      (619) 543-9781

  • Decision Logic

    • 9820 Willow Creek Rd Ste 310

      (858) 586-0202

  • Fast Auto And Payday Loans Inc.

    • 3760 Gaines St

      (619) 858-0940

  • Fast Auto Loans

    • 3760 Gaines St Ste A

      (619) 858-0940

  • Fast Auto Loans Inc.

    • 4234 Market St

      (619) 727-6795

    • 1525 Palm Ave

      (619) 863-4140

    • 2830 Garnet Ave

      (858) 900-3241

  • Fastest Payday Loans

    • 3502 Kurtz St

      (619) 354-1943

  • First Cash Advance

    • 15817 Bernardo Center Dr

      (858) 673-2274

    • 6686 El Cajon Blvd

      (619) 464-1731

  • First Financial Corporation

    • 2850 Womble Road Suite 100-604

      (800) 315-7791

  • Kenwood Services

    • 1111 6th Ave

      (619) 238-0091

  • Moneytree

    • 3010 Clairemont Dr

      (619) 275-6669

    • 3331 Palm Ave

      (619) 423-6669

    • 3445 Midway Dr Ste M

      (619) 223-6669

    • 6403 Mission Gorge Rd

      (619) 285-7000

    • 6979 El Cajon Blvd

      (619) 465-9400

    • 2702 El Cajon Blvd

      (619) 563-6669

  • Payday Forest

    • 550 Front St Unit 3018

      (619) 722-3102

  • Payday Loans San Diego

    • 782 8th Ave

      (619) 330-5809

  • Payday Money Centers

    • 4090 El Cajon Blvd

      (619) 563-6543

  • Quick Payday Loans of San Diego

    • 1041 Market St Suite 127

      (619) 202-1951

  • Quickest Cash Advance and Payday Loans

    • 4250 Pacific Hwy

      (619) 354-7303

    • 2240 5th Ave

      (619) 344-0604

  • San Diego Payday Loans

    • 9665 Chesapeake Dr

      (888) 606-0962

  • San Diego Payday Loans & Cash Advances by Phone

    • 3111 Camino Del Rio N Ste 402

      (310) 919-4778

  • Speedy Cash

    • 6686 El Cajon Blvd

      (619) 784-2449

  • Sun Cash

    • 5419 El Cajon Blvd

      (619) 583-2100

  • Superpawn

    • 1471 Garnet Ave

      (858) 272-9700

  • Temp Cash Fast. Com

    • 2335 Paseo De Las Americas

      (619) 737-9330

  • The Check Cashing Place

    • 3553 National Ave

      (619) 232-4406

    • 10606 Camino Ruiz

      (858) 271-8866

    • 2452 Market St

      (619) 232-4151

    • 3404 Palm Ave

      (619) 575-9999

    • 1255 Imperial Ave

      (619) 234-2600

    • 9526 Miramar Rd

      (858) 695-1613

  • Urgent Cash

    • 7608 Linda Vista Rd

      (858) 573-2800

  • USA Checks Cashed

    • 3001 El Cajon Blvd Ste 100

      (619) 281-8840

    • 4913 Convoy St

      (858) 292-1909

    • 4298 University Ave

      (619) 283-2020

    • 449 Broadway

      (619) 702-8110

    • 10825 Westview Pkwy

      (858) 635-9500

  • We Do Hard Money Loans

    • 1431 Market St

      (619) 238-0335

Check Payday Loan rates and terms in the other cities of California

Payday Loan Calculator

$500 Your loan + $79 Your fee = $579 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculation is just a representative example. Rates and fees can vary depending on the lender. Check all the finance charges in the loan agreement before signing it

Related Articles