What are Milwaukee, WI Payday Loans?
A payday loan is designed to help borrowers cover short-term emergency needs by offering fast cash secured by their next paycheck. It’s usully used as the small-dollar cash advance to cover unexpected expenses.
The Milwaukee, Wisconsin Payday Loan is usually due after 14 – 30 days since being deposited into the borrower’s account. After you get the next pay check, the cost of the loan including interest and fees is withdrawn from your checking account automatically.
Payday loans in Milwaukee, WI are often used by consumers to consolidate debt, to pay off bills, repair a car or redecorate a house, etc. Start with online application or look for loan store locations near you.
How do Payday Loans online work in Milwaukee, WI?
Milwaukee, WI payday loans are a quick, safe and convenient way to cover emergency expenses. Like all other short-term cash advances in Wisconsin Payday Loans are regulated by the state’s laws. It’s highly recommended to study them in detail before submitting a loan request.
As soon as you’ve decided to apply for the necessary amount there are simple steps to go:
- Fill out an application form online or in any store in Milwaukee, WI;
- Get matched with a suitable direct lender;
- Receive the money same day in a loan shop or within 1 – 2 days after being approved online.
What are the benefits of Milwaukee, WI Payday Loans online?
Payday Loans are a perfect option for Milwaukee residents in the following situations:
- You’ve been rejected by banks and credit unions for your bad credit or bankruptcy or any other reason.
- You like 70% of Americans lack money to pay for everyday bills, utilities, rent, or
- You have numerous debts which must be repaid urgently or they may lead to enormous rates. Use a loan to consolidate these credits into one.
- You feel ashamed or embarrassed to ask your relatives and friends for help.
- You have a not very good credit history and don’t want to affect it by numerous loan requests. No credit check Payday Loans are perfect for you.
Choosing an online Payday Loan to overcome any of the mentioned above situations you get:
- Instant financing
- 24/7 online service
- Cash advance for bad credit
- No hard credit check loans
- Convenient online application
- Reputable direct lenders with no intermediaries
- What are Milwaukee, WI Payday loans eligibility criteria?
To be approved for a short-term cash advance a borrower needs to:
- Be over 18 years old;
- Be a resident of Wisconsin;
- Have an active banking account;
- Provide a proof of income.
The eligibility criteria may vary according to the lender but all in all they are pretty much the same and don’t usually include any minimal credit score or income requirements.
How much do Payday Loans cost in Milwaukee, Wisconsin?
The cost of Payday Loan as well as any other cash advance in Milwaukee consists of the principal, the annual percentage rate, or APR and some additional financial charges. The APR varies from 300% to 1200% but on average it’s 400%. It depends on the loan amount, your credit score, the state’s limit, the lender, etc. Besides, you may be charged additional fees such as:
- Verification or loan processing fee.
- Acquisition charges.
- NSF fee, etc.
Milwaukee Payday Loans are called short-term as they must be repaid till your next paycheck, usually within a month. Lenders usually allow to prepay earlier without any additional fees. In case you can’t pay the money back on time, you may apply for a rollover, extension or repayment plan.
Find out these details with the lender before you submit the loan request.
Can Wisconsin borrowers get a Payday Loan with bad credit?
If you are looking for a Payday Loan online in Milwaukee, Wisconsin and you have a bad credit score, you’d better start with online application. You’ll have more chance to find a lender providing such cash advance.
Most of them will approve you for the necessary funds no matter what your credit rating is. They may charge higher interest to make up for the risk. But on the whole bad credit cash advance doesn’t differ from traditional loans.
You apply online and the funds will be in your account within 1 – 2 days, or even same day regardless of the figures on your credit report.
NO credit check Payday Loans in Milwaukee, WI?
If you used to have some previous debts, or bankruptcies which affected your credit history and your score is not so good as you wish, you may apply for a Payday Loan with no credit check. In Milwaukee there are lenders providing quick funds with no hard inquiry to the major credit bureaus. They determine your creditworthiness paying attention to your income rather than credit history. But you should be careful and make sure you can afford the loan before applying for it.
Warning about Milwaukee, WI Payday Loans
We can’t but agree that Payday Loans in Milwaukee, Wisconsin are one of the easiest and fastest ways to receive urgent financing. But you may come across some pitfalls on the way too quick money:
- Additional fees;
- Scams;
- Default penalties;
- Collecting practices;
- Third parties selling your information, etc.
Make sure you borrow from a legal Milwaukee lender and read the agreement carefully to be on the safe side.
Milwaukee, WI alternatives to Payday Loans online
If for some reason you want to avoid a short-term Payday Loan, you can choose among the other cash advances available in Milwaukee:
- Installment Loans up to $5000 for several months;
- $5000 – $35000 Personal Loans repaid in 6 months – 7 years;
- Secured Car Title Loans;
- Various Government Assistance programs;
- Bank loans, etc.
Start your Payday Loan application online or find cash advance locations in Milwaukee, WI on the map
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A+ Title Loans Milwaukee
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234 E Reservoir Ave Unit B
(414) 209-5070
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234 E Reservoir Ave Unit B
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A+ Title Loans West Allis
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2514 S 102nd St Ste C
(414) 209-5070
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2514 S 102nd St Ste C
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Advance America
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8066 N 76th St
(414) 371-1427
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3730 S 27th St
(414) 282-9539
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9131 W Greenfield Ave
(414) 257-2220
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10442 W Silver Spring Dr
(414) 616-3057
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8066 N 76th St
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Capitol Drive Loans
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6512 W Capitol Dr
(414) 263-9426
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6512 W Capitol Dr
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Cash Advance Milwaukee
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241 E Mason St
(888) 800-4314
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241 E Mason St
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Cashland
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801 W Historic Mitchell St
(414) 672-8811
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2534 W Wisconsin Ave
(414) 342-4096
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5500 W Fond Du Lac Ave
(414) 535-8080
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801 W Historic Mitchell St
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Check Into Cash
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3906 N 76th St
(414) 462-1100
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2715 S 108th St
(414) 604-9051
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2787 W Ramsey Ave
(414) 325-6800
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6816 W Brown Deer Rd
(414) 365-1000
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3906 N 76th St
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Flexible Finance
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4750 N 76th St
(414) 312-8205
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4750 N 76th St
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Motion Funding
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5422 N Lovers Lane Rd
(414) 464-9443
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5422 N Lovers Lane Rd
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National Cash Advance
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7941 N 76th St
(414) 362-0423
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1473 S 108th St
(414) 774-9614
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8066 N 76th St
(414) 362-0423
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7941 N 76th St
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North Star Management Inc
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4879 S 27th St
(414) 817-5626
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4879 S 27th St
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Northstar Loans
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8333 W Appleton Ave Stop 2
(414) 206-3493
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7800 W Appleton Ave
(414) 263-9406
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4132 W Capitol Dr
(414) 263-9412
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6215 N Teutonia Ave
(414) 263-9420
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8333 W Appleton Ave Stop 2
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Payday Loans Milwaukee
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798 N Milwaukee St
(866) 370-9956
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798 N Milwaukee St
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Pl Loan Store
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6414 W Silver Spring Dr
(414) 238-2380
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6414 W Silver Spring Dr
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Pls
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6930 N Teutonia Ave
(855) 856-9757
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6930 N Teutonia Ave
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PLS Financial
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3975 N Teutonia Ave
(414) 449-5030
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2700 N Dr Martin Luther King Dr
(414) 263-1441
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4201 W Capitol Dr
(414) 447-6455
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3975 N Teutonia Ave
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PLS Loan Store
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3904 S 27th St
(414) 281-2600
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6100 W Capitol Dr
(414) 461-2200
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5910 N 76th St
(414) 461-1200
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6917 W Brown Deer Rd
(414) 371-1100
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3975 N Teutonia Ave
(414) 326-3470
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2700 N Dr Martin Luther King Dr
(414) 326-3610
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3904 S 27th St
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USA Payday Loans
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2755 S 108th St
(414) 328-5455
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2755 S 108th St
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Wisconsin Auto Title Loans Inc.
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1310 W Lincoln Ave
(414) 436-1988
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2825 S 108th St
(262) 330-0229
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6863 N 76th St
(414) 930-5526
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235 W Layton Ave
(414) 436-1823
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1403 Miller Park Way
(414) 797-3916
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1310 W Lincoln Ave
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Your Credit Inc.
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3152 S 27th St
(414) 389-1000
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3152 S 27th St
Check Payday Loan rates and terms in the other cities of Wisconsin
- Madison
- Green Bay
- Kenosha
- Waukesha
- Racine
- Appleton
- Oshkosh
- Eau Claire
- Janesville
- West Allis
- Sheboygan
- La Crosse
- Wauwatosa
- Fond du Lac
- Beloit
- Brookfield
- Wausau
- Greenfield
- Franklin
- New Berlin
- Menomonee Falls
- Menasha
- West Bend
- Oak Creek
- Sun Prairie
- Manitowoc
- Superior
- Neenah
- Caledonia
- Fitchburg
- Mount Pleasant
- Stevens Point
- Watertown
- Middleton
- Oconomowoc
- De Pere
- Muskego
- Onalaska
- Mequon
- Pewaukee
- Hudson
- Grand Chute
- Germantown
- South Milwaukee
- Pleasant Prairie
- Marshfield
- Beaver Dam
- Howard
- Menomonie
- Cudahy
Payday Loan Calculator
$500 Your loan + $79 Your fee = $579 Total Cost*
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.