Payday Loans in Memphis, Tennessee

Looking for extra cash for emergency expenses in Memphis, TN? Consider borrowing a quick Payday Loan available online and in-store both for good and bad credit. Pre-qualifying doesn’t affect your credit history and gives access to instant cash advance in Memphis.

  • 1

    Decide on the necessary loan amount

    Think carefully how much money you need so that it helped you to solve your urgent financial problems and at the same time it was affordable for your budget.

  • 2

    Fill out a simple application form online

    State the amount you need as well as your e-mail address. It's necessary to find you a suitable lender. Be sure your data will be safe and secure.

  • 3

    Get an instant approval decision from a lender

    As soon as you've requested a loan, you'll be matched with the best lender providing such cash advance at the lowest rates and most affordable terms.

  • 4

    Receive the cash into your account within 24 hours

    In case you are approved, and you're most likely to be, the money will be deposited into your bank account within 1 - 2 business days, or even same day if you apply as soon as possible.

Apply now

Get Memphis, TN Payday Loan Completely Online

  • Compare rates and terms
  • Avoid visiting multiple banks and storefronts
  • Apply directly on a lender’s website
  • Get a guaranteed instant decision
  • All the money transactions are done online quick and easy
Apply now
For emergency funding you can always apply for instant cash advance in Tennessee. $100 - $1000 Payday Loans are short-term unsecured and available for both good and bad credit borrowers. Submit the application form online and get the money deposited directly into your bank account the same day or maximum next business day.

What are Memphis, TN Payday Loans?

A payday loan is designed to help borrowers cover short-term emergency needs by offering fast cash secured by their next paycheck. It’s usully used as the small-dollar cash advance to cover unexpected expenses.

The Memphis, Tennessee Payday Loan is usually due after 14 – 30 days since being deposited into the borrower’s account. After you get the next pay check, the cost of the loan including interest and fees is withdrawn from your checking account automatically.

Payday loans in Memphis, TN are often used by consumers to consolidate debt, to pay off bills, repair a car or redecorate a house, etc. Start with online application or look for loan store locations near you.

How do Payday Loans online work in Memphis, TN?

Memphis, TN payday loans are a quick, safe and convenient way to cover emergency expenses. Like all other short-term cash advances in Tennessee Payday Loans are regulated by the state’s laws. It’s highly recommended to study them in detail before submitting a loan request.

As soon as you’ve decided to apply for the necessary amount there are simple steps to go:

  1. Fill out an application form online or in any store in Memphis, TN;
  2. Get matched with a suitable direct lender;
  3. Receive the money same day in a loan shop or within 1 – 2 days after being approved online.

LOANS FOR ANY NEEDS

APR from 4.99%

What are the benefits of Memphis, TN Payday Loans online?

Payday Loans are a perfect option for Memphis residents in the following situations:

  • You’ve been rejected by banks and credit unions for your bad credit or bankruptcy or any other reason.
  • You like 70% of Americans lack money to pay for everyday bills, utilities, rent, or
  • You have numerous debts which must be repaid urgently or they may lead to enormous rates. Use a loan to consolidate these credits into one.
  • You feel ashamed or embarrassed to ask your relatives and friends for help.
  • You have a not very good credit history and don’t want to affect it by numerous loan requests. No credit check Payday Loans are perfect for you.

Choosing an online Payday Loan to overcome any of the mentioned above situations you get:

  • Instant financing
  • 24/7 online service
  • Cash advance for bad credit
  • No hard credit check loans
  • Convenient online application
  • Reputable direct lenders with no intermediaries
  • What are Memphis, TN Payday loans eligibility criteria?

To be approved for a short-term cash advance a borrower needs to:

  • Be over 18 years old;
  • Be a resident of Tennessee;
  • Have an active banking account;
  • Provide a proof of income.

The eligibility criteria may vary according to the lender but all in all they are pretty much the same and don’t usually include any minimal credit score or income requirements.

How much do Payday Loans cost in Memphis, Tennessee?

The cost of Payday Loan as well as any other cash advance in Memphis consists of the principal, the annual percentage rate, or APR and some additional financial charges. The APR varies from 300% to 1200% but on average it’s 400%. It depends on the loan amount, your credit score, the state’s limit, the lender, etc. Besides, you may be charged additional fees such as:

  • Verification or loan processing fee.
  • Acquisition charges.
  • NSF fee, etc.

Memphis Payday Loans are called short-term as they must be repaid till your next paycheck, usually within a month. Lenders usually allow to prepay earlier without any additional fees. In case you can’t pay the money back on time, you may apply for a rollover, extension or repayment plan.

Find out these details with the lender before you submit the loan request.

Can Tennessee borrowers get a Payday Loan with bad credit?

If you are looking for a Payday Loan online in Memphis, Tennessee and you have a bad credit score, you’d better start with online application. You’ll have more chance to find a lender providing such cash advance.

Most of them will approve you for the necessary funds no matter what your credit rating is. They may charge higher interest to make up for the risk. But on the whole bad credit cash advance doesn’t differ from traditional loans.

You apply online and the funds will be in your account within 1 – 2 days, or even same day regardless of the figures on your credit report.

NO credit check Payday Loans in Memphis, TN?

If you used to have some previous debts, or bankruptcies which affected your credit history and your score is not so good as you wish, you may apply for a Payday Loan with no credit check. In Memphis there are lenders providing quick funds with no hard inquiry to the major credit bureaus. They determine your creditworthiness paying attention to your income rather than credit history. But you should be careful and make sure you can afford the loan before applying for it.

Warning about Memphis, TN Payday Loans

We can’t but agree that Payday Loans in Memphis, Tennessee are one of the easiest and fastest ways to receive urgent financing. But you may come across some pitfalls on the way too quick money:

  • Additional fees;
  • Scams;
  • Default penalties;
  • Collecting practices;
  • Third parties selling your information, etc.

Make sure you borrow from a legal Memphis lender and read the agreement carefully to be on the safe side.

Memphis, TN alternatives to Payday Loans online

If for some reason you want to avoid a short-term Payday Loan, you can choose among the other cash advances available in Memphis:

Start your Payday Loan application online or find cash advance locations in Memphis, TN on the map

  • 745-Cash

    • 3400 Elvis Presley Blvd

      (901) 745-2274

    • 5353 Knight Arnold Rd

      (901) 745-2274

    • 5968 Mount Moriah Rd

      (901) 745-2274

    • 1791 Frayser Blvd

      (901) 745-2274

    • 1425 Germantown Pkwy 4

      (901) 745-2274

    • 3540 Summer Ave

      (901) 745-2274

    • 6526 Winchester Rd

      (901) 745-2274

    • 4986 Park ave

      (901) 745-2274

    • 4664 Summer Ave

      (901) 745-2274

    • 1538 Getwell Rd

      (901) 745-2274

  • A S T Incorporated

    • Po Box 161367

      (901) 691-7092

  • AAA Cash Fast

    • 2757 Kimball Ave

      (901) 547-8009

    • 6225 Winchester Rd

      (901) 546-9100

    • 5000 Raleigh Lagrange Rd

      (901) 266-4401

  • Advance America

    • 4690 Knight Arnold Rd

      (901) 363-8040

    • 3431 Austin Peay Hwy

      (901) 386-3017

    • 3428 Plaza Ave

      (901) 454-0693

    • 6092 Stage Rd

      (901) 380-9655

    • 4298 Summer Ave

      (901) 685-6474

    • 3629 Hickory Hill Rd

      (901) 547-0821

  • Advantage Pawn

    • 1510 E Shelby Dr

      (901) 614-2076

  • American Cash Advance & Title Loan

    • 3800 Hacks Cross Rd Suite 102

      (901) 757-8882

  • American Cash Advance and Title Loan

    • 6195 Macon Rd Ste 3

      (901) 384-0771

  • Approved Cash Advance

    • 3921 Park Ave

      (901) 458-3844

    • 1620 Madison Ave

      (901) 276-1959

    • 2838 Hickory Hill Rd Ste 1

      (901) 794-6565

    • 2830 Austin Peay Hwy Ste 6

      (901) 385-1733

    • 1650 E Shelby Dr

      (205) 338-2346

    • 3148 S Perkins Rd

      (901) 565-7522

    • 4269 Elvis Presley Blvd

      (901) 328-9097

    • 5347 Winchester Rd

      (901) 366-1220

  • Cash America Pawn

    • 1133 S Bellevue Blvd

      (901) 942-4747

    • 3644 Lamar Ave

      (901) 367-1577

    • 3880 Park Ave

      (901) 452-5550

  • Cash America Pawn - Pawn Shops & Loans

    • 1910 S 3rd St

      (901) 774-6335

    • 4275 Summer Ave

      (901) 682-3675

    • 3454 S 3rd St

      (901) 346-1346

  • Cash Depot

    • 5040 Summer Ave

      (901) 767-5834

    • 4109 Getwell Rd

      (901) 360-8883

  • Cash Express USA

    • 4074 Elvis Presley Blvd

      (901) 395-8401

  • Cash Finance Company

    • 142 Monroe Ave

      (901) 440-0062

  • Cash Friendly Check Advance

    • 1313 Getwell Rd

      (901) 454-6118

  • Cash In A Flash Check Advance

    • 3517 Ramill Rd

      (901) 266-5597

    • 1791 Frayser Blvd

      (901) 358-4646

  • Cash Monkey

    • 2204 Whitten Rd

      (901) 417-6280

  • Cash Quick V

    • 4565 Quince Rd Ste 2

      (901) 683-6124

  • Cash Stash Check Advance

    • 1674 Whitten Rd

      (901) 379-0002

  • Cash Tyme

    • 3858 Park Ave

      (901) 454-1977

  • CashSpot

    • 5520 Summer Ave Ste 103

      (901) 383-8100

  • Central Check Advance

    • 2617 Central Ave

      (901) 327-1668

  • Check Advance

    • 2889 Lamar Ave

      (901) 743-5757

    • 6310 Winchester Rd

      (901) 566-0557

    • 4221 Elvis Presley Blvd

      (901) 398-2379

    • 3201 S 3rd St

      (901) 398-1926

  • Check AdvanceNational Check Cashing

    • 5820 Winchester Rd

      (901) 367-0464

    • 1386 Elvis Presley Blvd

      (901) 942-9820

  • Check Holders

    • 1918 Madison Ave

      (901) 444-3413

  • Check Into Cash

    • 2926 Lamar Ave Ste 109

      (901) 744-3230

    • 4041 Elvis Presley Blvd

      (901) 396-5737

    • 1325 Eastmoreland Ave

      (901) 685-9844

    • 4514 Summer Ave

      (901) 396-5737

    • GETWELL Rd

      (901) 372-0781

    • 5126 Summer Ave Ste 103

      (901) 685-9844

    • 5 S Main St

      (901) 543-8271

    • 6636 Winchester Rd Suite 150

      (901) 362-2420

  • Chesterfield Finance Co

    • 140 Monroe Ave

      (901) 440-0098

  • E-Z Cash

    • 1208 Winchester Rd

      (901) 344-8195

  • Easy Money

    • 6569 Winchester Rd

      (888) 962-6862

    • 3638 Park Ave

      (901) 327-7779

    • 4109 Getwell Rd

      (901) 360-8883

    • 7535 US Highway 64

      (901) 383-4117

  • Easy PC

    • 65 Monroe Ave

      (901) 577-1607

  • EZ Cash

    • 1656 Sycamore View Rd

      (901) 387-1940

  • Family Check Advance

    • 4880 Summer Ave Ste 5

      (901) 818-9477

  • Fastest Payday Loans

    • 1203 Poplar Ave

      (901) 235-4564

  • First Cash Advance

    • 1605 Getwell Rd

      (901) 744-1976

  • Golden Title Loans

    • 3400 Elvis Presley Blvd

      (901) 866-2274

  • Max C Cash

    • 2235 Covington Pike

      (901) 386-7077

  • Memphis Payday Loans & Cash Advances by Phone

    • 8295 Tournament Dr Ste 155

      (615) 667-0725

  • MemphisTnLoans

    • 7948 Winchester Rd 107

      (901) 757-2990

  • Money Mart

    • 5910 Mount Moriah Rd Ste 113

      (901) 375-4551

  • Neighborhood Cash Advance

    • 5079 Summer Ave

      (901) 684-7445

    • 1687 E Brooks Rd

      (901) 332-1655

  • Neighborhood Title Loans

    • 4456 Elvis Presley Blvd

      (901) 396-3633

    • 3863 Park Ave

      (901) 327-2737

    • 5079 Summer Ave

      (901) 684-2274

  • Quickest Cash Advance and Payday Loans

    • 59 N Cooper St

      (901) 235-8084

  • Quik Lend

    • 3921 Park Ave

      (901) 458-3844

    • 2838 Hickory Hill Rd Ste 1

      (901) 794-6565

    • 3148 S Perkins Rd

      (901) 565-7522

    • 1620 Madison Ave

      (901) 276-1959

    • 1650 E Shelby Dr

      (901) 866-0173

    • 2830 Austin Peay Hwy

      (901) 385-1733

    • 4269 Elvis Presley Blvd

      (901) 346-2726

  • Signature Finance Co

    • 1920 Madison Ave

      (901) 300-4019

  • Tennessee Title Loans Inc.

    • 3727 Lamar Ave

      (901) 646-5705

    • 4065 Jackson Ave

      (901) 881-2646

    • 3410 S 3rd St

      (901) 300-4645

    • 3906 Park Ave

      (901) 805-7905

    • 3051 Thomas St

      (901) 333-3215

    • 4227 Elvis Presley Blvd

      (901) 310-3089

  • Time Finance Co

    • 1924 Madison Ave

      (901) 440-0030

  • Title Cash

    • 5818 Winchester Rd

      (901) 375-1375

    • 2119 Sycamore View Rd

      (901) 373-6185

    • 3204 S Perkins Rd

      (901) 795-5084

    • 2235 Whitten Rd Ste 106

      (901) 373-9135

  • TitleBucks Title Loans

    • 3798 Park Ave

      (901) 969-0770

  • Top Dollar Title Loans

    • 2119 Sycamore View Rd

      (901) 373-6185

Check Payday Loan rates and terms in the other cities of Tennessee

Payday Loan Calculator

$500 Your loan + $79 Your fee = $579 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculation is just a representative example. Rates and fees can vary depending on the lender. Check all the finance charges in the loan agreement before signing it
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