What are Greenville, SC Payday Loans?
A payday loan is designed to help borrowers cover short-term emergency needs by offering fast cash secured by their next paycheck. It’s usully used as the small-dollar cash advance to cover unexpected expenses.
The Greenville, South Carolina Payday Loan is usually due after 14 – 30 days since being deposited into the borrower’s account. After you get the next pay check, the cost of the loan including interest and fees is withdrawn from your checking account automatically.
Payday loans in Greenville, SC are often used by consumers to consolidate debt, to pay off bills, repair a car or redecorate a house, etc. Start with online application or look for loan store locations near you.
How do Payday Loans online work in Greenville, SC?
Greenville, SC payday loans are a quick, safe and convenient way to cover emergency expenses. Like all other short-term cash advances in South Carolina Payday Loans are regulated by the state’s laws. It’s highly recommended to study them in detail before submitting a loan request.
As soon as you’ve decided to apply for the necessary amount there are simple steps to go:
- Fill out an application form online or in any store in Greenville, SC;
- Get matched with a suitable direct lender;
- Receive the money same day in a loan shop or within 1 – 2 days after being approved online.
What are the benefits of Greenville, SC Payday Loans online?
Payday Loans are a perfect option for Greenville residents in the following situations:
- You’ve been rejected by banks and credit unions for your bad credit or bankruptcy or any other reason.
- You like 70% of Americans lack money to pay for everyday bills, utilities, rent, or
- You have numerous debts which must be repaid urgently or they may lead to enormous rates. Use a loan to consolidate these credits into one.
- You feel ashamed or embarrassed to ask your relatives and friends for help.
- You have a not very good credit history and don’t want to affect it by numerous loan requests. No credit check Payday Loans are perfect for you.
Choosing an online Payday Loan to overcome any of the mentioned above situations you get:
- Instant financing
- 24/7 online service
- Cash advance for bad credit
- No hard credit check loans
- Convenient online application
- Reputable direct lenders with no intermediaries
- What are Greenville, SC Payday loans eligibility criteria?
To be approved for a short-term cash advance a borrower needs to:
- Be over 18 years old;
- Be a resident of South Carolina;
- Have an active banking account;
- Provide a proof of income.
The eligibility criteria may vary according to the lender but all in all they are pretty much the same and don’t usually include any minimal credit score or income requirements.
How much do Payday Loans cost in Greenville, South Carolina?
The cost of Payday Loan as well as any other cash advance in Greenville consists of the principal, the annual percentage rate, or APR and some additional financial charges. The APR varies from 300% to 1200% but on average it’s 400%. It depends on the loan amount, your credit score, the state’s limit, the lender, etc. Besides, you may be charged additional fees such as:
- Verification or loan processing fee.
- Acquisition charges.
- NSF fee, etc.
Greenville Payday Loans are called short-term as they must be repaid till your next paycheck, usually within a month. Lenders usually allow to prepay earlier without any additional fees. In case you can’t pay the money back on time, you may apply for a rollover, extension or repayment plan.
Find out these details with the lender before you submit the loan request.
Can South Carolina borrowers get a Payday Loan with bad credit?
If you are looking for a Payday Loan online in Greenville, South Carolina and you have a bad credit score, you’d better start with online application. You’ll have more chance to find a lender providing such cash advance.
Most of them will approve you for the necessary funds no matter what your credit rating is. They may charge higher interest to make up for the risk. But on the whole bad credit cash advance doesn’t differ from traditional loans.
You apply online and the funds will be in your account within 1 – 2 days, or even same day regardless of the figures on your credit report.
NO credit check Payday Loans in Greenville, SC?
If you used to have some previous debts, or bankruptcies which affected your credit history and your score is not so good as you wish, you may apply for a Payday Loan with no credit check. In Greenville there are lenders providing quick funds with no hard inquiry to the major credit bureaus. They determine your creditworthiness paying attention to your income rather than credit history. But you should be careful and make sure you can afford the loan before applying for it.
Warning about Greenville, SC Payday Loans
We can’t but agree that Payday Loans in Greenville, South Carolina are one of the easiest and fastest ways to receive urgent financing. But you may come across some pitfalls on the way too quick money:
- Additional fees;
- Scams;
- Default penalties;
- Collecting practices;
- Third parties selling your information, etc.
Make sure you borrow from a legal Greenville lender and read the agreement carefully to be on the safe side.
Greenville, SC alternatives to Payday Loans online
If for some reason you want to avoid a short-term Payday Loan, you can choose among the other cash advances available in Greenville:
- Installment Loans up to $5000 for several months;
- $5000 – $35000 Personal Loans repaid in 6 months – 7 years;
- Secured Car Title Loans;
- Various Government Assistance programs;
- Bank loans, etc.
Start your Payday Loan application online or find cash advance locations in Greenville, SC on the map
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1st Choice Payday Loan
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200 N Pleasantburg Dr Ste A
(864) 233-9178
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200 N Pleasantburg Dr Ste A
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Advance America
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3402 W Blue Ridge Dr
(864) 269-9059
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2435 E North St
(864) 244-3705
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3280 N Pleasantburg Dr Ste D
(864) 235-7394
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104 Mauldin Rd Ste G
(864) 277-5486
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1178 Woodruff Rd Ste 15
(864) 234-0999
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3402 W Blue Ridge Dr
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Always Money
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1330 Miller Rd
(864) 281-1577
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3522 Highway 153
(864) 272-0056
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1330 Miller Rd
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Approved Cash Advance
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6135 White Horse Rd Suite B
(864) 271-6114
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6135 White Horse Rd Suite B
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Auto Money
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501 Mauldin Rd
(864) 236-9344
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501 Mauldin Rd
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Carolina Payday Loans
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1295 S Pleasantburg Dr Unit B
(864) 305-3466
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1295 S Pleasantburg Dr Unit B
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Carolina Payday Loans Inc.
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299 S Pleasantburg Dr
(864) 239-1990
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299 S Pleasantburg Dr
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Carolina Title Loans
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299 S Pleasantburg Dr
(864) 239-1990
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299 S Pleasantburg Dr
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Carolina Title Loans Inc.
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1295 S Pleasantburg Dr Unit A
(864) 712-0546
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1505 Woodruff Rd Suite A
(864) 568-3478
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6300 White Horse Rd Ste 100
(864) 246-8319
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343 S Pleasantburg Dr
(864) 232-0507
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1295 S Pleasantburg Dr Unit A
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Cash America Pawn
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2516 E North St
(864) 268-8877
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2516 E North St
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Cash America Pawn - Pawn Shops & Loans
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3 Farrs Bridge Rd
(864) 294-1001
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308 S Pleasantburg Dr
(864) 271-0737
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3 Farrs Bridge Rd
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Cash N Go Title Loans
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6135 White Horse Rd
(864) 220-2547
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6135 White Horse Rd
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Check Advance
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7486 Augusta Rd
(864) 277-5718
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7486 Augusta Rd
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Check Advance Payday Loans
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3715 E North St
(833) 624-8214
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3715 E North St
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Check Into Cash
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1525 Poinsett Hwy
(864) 255-4347
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3209 W Blue Ridge Dr
(864) 269-3330
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524 4th Ave
(864) 233-8846
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524 Mills Ave
(864) 233-8846
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1164 N Pleasantburg Dr
(864) 244-7465
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215 Pelham Rd
(864) 242-4353
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1525 Poinsett Hwy
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First American Cash Advance
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347 S Pleasantburg Dr
(864) 232-1821
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347 S Pleasantburg Dr
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First Cash Advance
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3231 Augusta St
(864) 422-1460
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516 Rutherford St
(864) 242-0665
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530 Mills Ave
(864) 235-7170
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3231 Augusta St
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Integrity Texas
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84 Villa Rd
(864) 542-2562
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84 Villa Rd
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No Credit Check Payday Loans Financial
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1 N Main St
(864) 236-4943
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1 N Main St
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North American Title Loans
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6201 White Horse Rd
(864) 214-2534
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6201 White Horse Rd
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Quik Cash
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1520 Wade Hampton Blvd
(864) 370-2477
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1520 Wade Hampton Blvd
Check Payday Loan rates and terms in the other cities of South Carolina
- Charleston
- Columbia
- North Charleston
- Mount Pleasant
- Rock Hill
- Summerville
- Goose Creek
- Sumter
- Hilton Head Island
- Florence
- Spartanburg
- Myrtle Beach
- Aiken
- Greer
- Anderson
- Mauldin
- Taylors
- Hanahan
- Greenwood
- North Augusta
- Conway
- Simpsonville
- St. Andrews
- Lexington
- Easley
- Socastee
- Wade Hampton
- Bluffton
- West Columbia
- Five Forks
- Clemson
- North Myrtle Beach
- Seven Oaks
- Ladson
- Fort Mill
- Gantt
- Red Hill
- Cayce
- Berea
- Dentsville
- Beaufort
- Orangeburg
- Gaffney
- Port Royal
- Irmo
- James Island
- Parker
- Forest Acres
- Newberry
- Oak Grove
Payday Loan Calculator
$500 Your loan + $79 Your fee = $579 Total Cost*
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.