What are Shreveport, LA Payday Loans?
A payday loan is designed to help borrowers cover short-term emergency needs by offering fast cash secured by their next paycheck. It’s usully used as the small-dollar cash advance to cover unexpected expenses.
The Shreveport, Louisiana Payday Loan is usually due after 14 – 30 days since being deposited into the borrower’s account. After you get the next pay check, the cost of the loan including interest and fees is withdrawn from your checking account automatically.
Payday loans in Shreveport, LA are often used by consumers to consolidate debt, to pay off bills, repair a car or redecorate a house, etc. Start with online application or look for loan store locations near you.
How do Payday Loans online work in Shreveport, LA?
Shreveport, LA payday loans are a quick, safe and convenient way to cover emergency expenses. Like all other short-term cash advances in Louisiana Payday Loans are regulated by the state’s laws. It’s highly recommended to study them in detail before submitting a loan request.
As soon as you’ve decided to apply for the necessary amount there are simple steps to go:
- Fill out an application form online or in any store in Shreveport, LA;
- Get matched with a suitable direct lender;
- Receive the money same day in a loan shop or within 1 – 2 days after being approved online.
What are the benefits of Shreveport, LA Payday Loans online?
Payday Loans are a perfect option for Shreveport residents in the following situations:
- You’ve been rejected by banks and credit unions for your bad credit or bankruptcy or any other reason.
- You like 70% of Americans lack money to pay for everyday bills, utilities, rent, or
- You have numerous debts which must be repaid urgently or they may lead to enormous rates. Use a loan to consolidate these credits into one.
- You feel ashamed or embarrassed to ask your relatives and friends for help.
- You have a not very good credit history and don’t want to affect it by numerous loan requests. No credit check Payday Loans are perfect for you.
Choosing an online Payday Loan to overcome any of the mentioned above situations you get:
- Instant financing
- 24/7 online service
- Cash advance for bad credit
- No hard credit check loans
- Convenient online application
- Reputable direct lenders with no intermediaries
- What are Shreveport, LA Payday loans eligibility criteria?
To be approved for a short-term cash advance a borrower needs to:
- Be over 18 years old;
- Be a resident of Louisiana;
- Have an active banking account;
- Provide a proof of income.
The eligibility criteria may vary according to the lender but all in all they are pretty much the same and don’t usually include any minimal credit score or income requirements.
How much do Payday Loans cost in Shreveport, Louisiana?
The cost of Payday Loan as well as any other cash advance in Shreveport consists of the principal, the annual percentage rate, or APR and some additional financial charges. The APR varies from 300% to 1200% but on average it’s 400%. It depends on the loan amount, your credit score, the state’s limit, the lender, etc. Besides, you may be charged additional fees such as:
- Verification or loan processing fee.
- Acquisition charges.
- NSF fee, etc.
Shreveport Payday Loans are called short-term as they must be repaid till your next paycheck, usually within a month. Lenders usually allow to prepay earlier without any additional fees. In case you can’t pay the money back on time, you may apply for a rollover, extension or repayment plan.
Find out these details with the lender before you submit the loan request.
Can Louisiana borrowers get a Payday Loan with bad credit?
If you are looking for a Payday Loan online in Shreveport, Louisiana and you have a bad credit score, you’d better start with online application. You’ll have more chance to find a lender providing such cash advance.
Most of them will approve you for the necessary funds no matter what your credit rating is. They may charge higher interest to make up for the risk. But on the whole bad credit cash advance doesn’t differ from traditional loans.
You apply online and the funds will be in your account within 1 – 2 days, or even same day regardless of the figures on your credit report.
NO credit check Payday Loans in Shreveport, LA?
If you used to have some previous debts, or bankruptcies which affected your credit history and your score is not so good as you wish, you may apply for a Payday Loan with no credit check. In Shreveport there are lenders providing quick funds with no hard inquiry to the major credit bureaus. They determine your creditworthiness paying attention to your income rather than credit history. But you should be careful and make sure you can afford the loan before applying for it.
Warning about Shreveport, LA Payday Loans
We can’t but agree that Payday Loans in Shreveport, Louisiana are one of the easiest and fastest ways to receive urgent financing. But you may come across some pitfalls on the way too quick money:
- Additional fees;
- Scams;
- Default penalties;
- Collecting practices;
- Third parties selling your information, etc.
Make sure you borrow from a legal Shreveport lender and read the agreement carefully to be on the safe side.
Shreveport, LA alternatives to Payday Loans online
If for some reason you want to avoid a short-term Payday Loan, you can choose among the other cash advances available in Shreveport:
- Installment Loans up to $5000 for several months;
- $5000 – $35000 Personal Loans repaid in 6 months – 7 years;
- Secured Car Title Loans;
- Various Government Assistance programs;
- Bank loans, etc.
Start your Payday Loan application online or find cash advance locations in Shreveport, LA on the map
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A-1 Quik Cash Advance
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5403 Hearne Ave
(318) 635-5232
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5403 Hearne Ave
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A1 Quik Cash Advance
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2920 Bert Kouns Industrial Loop
(318) 603-9990
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2920 Bert Kouns Industrial Loop
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Advance America
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6730 Pines Rd Ste 202
(318) 671-8686
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2934 Bert Kouns Industrial Loop
(318) 683-0172
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2530 Bert Kouns Industrial Loop Ste 127
(318) 683-0172
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6730 Pines Rd Ste 202
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Cash Cow
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2712 W 70th St Suite D
(318) 415-6454
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8992 Mansfield Rd
(318) 800-7645
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1051 Shreveport Barksdale Hwy
(318) 865-0288
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2712 W 70th St Suite D
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Check Into Cash
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6658 Youree Dr Ste 125
(318) 797-3660
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1641 E 70th St Ste 200
(318) 797-3660
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6658 Youree Dr Ste 125
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Check Lenders
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9046 Mansfield Rd
(318) 671-1222
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9046 Mansfield Rd
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Check Point
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8939 Jewella Ave Ste 110
(318) 688-2224
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8939 Jewella Ave Ste 110
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Checkmasters LLC
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3525 Youree Dr
(318) 317-4504
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3525 Youree Dr
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E-Z Cash
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4438 Youree Dr Ste C
(318) 868-1070
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2702 Line Ave
(318) 221-7656
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4438 Youree Dr Ste C
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E-Z Quick Cash Inc
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2605 Mackey Ln
(318) 686-5990
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2605 Mackey Ln
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First Cash Advance
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9360 Mansfield Rd
(318) 687-5128
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9360 Mansfield Rd
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LendNation
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8955 Mansfield Rd
(318) 220-8417
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759 Shreveport Barksdale Hwy
(318) 865-7570
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8955 Mansfield Rd
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Loan Express
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3560 Greenwood Rd
(318) 631-0251
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3560 Greenwood Rd
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M And M Quick Cash Loans
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5320 Hearne Ave
(318) 754-3169
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5320 Hearne Ave
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Money In A Flash #2
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9035 Jewella Ave
(318) 687-4911
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9035 Jewella Ave
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MR. CASH
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8939 Jewella Road Suite 110
(318) 688-2224
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8939 Jewella Road Suite 110
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Paycheck Loans
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5760 Youree Dr
(318) 869-1101
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9447 Mansfield Rd
(318) 936-2402
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5760 Youree Dr
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Pioneer Credit
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8925 Jewella Ave Ste 3
(318) 687-4333
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8925 Jewella Ave Ste 3
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Ready Cash Advance
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9073 Mansfield Rd
(318) 671-0620
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9073 Mansfield Rd
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Showmethemoney
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3716 Greenwood Rd
(318) 631-3143
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3716 Greenwood Rd
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Shreveport Cash Advance
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5616 Hearne Ave
(318) 631-3111
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273B E 70th St
(318) 869-4591
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561 Hearne Ave
(318) 313-1111
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5616 Hearne Ave
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Speedy Cash
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9360 Mansfield Rd
(318) 317-2532
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9360 Mansfield Rd
Check Payday Loan rates and terms in the other cities of Louisiana
- New Orleans
- Baton Rouge
- Metairie
- Lafayette
- Lake Charles
- Bossier City
- Kenner
- Monroe
- Alexandria
- Houma
- Marrero
- New Iberia
- Laplace
- Central
- Prairieville
- Slidell
- Terrytown
- Ruston
- Harvey
- Bayou Cane
- Hammond
- Sulphur
- Chalmette
- Shenandoah
- Natchitoches
- Gretna
- Zachary
- Opelousas
- Estelle
- Thibodaux
- Pineville
- River Ridge
- Baker
- Belle Chasse
- Crowley
- West Monroe
- Youngsville
- Bayou Blue
- Minden
- Abbeville
- Moss Bluff
- Mandeville
- Luling
- Woodmere
- Bogalusa
- Morgan City
- Claiborne
- Broussard
- Destrehan
- Jefferson
Payday Loan Calculator
$500 Your loan + $79 Your fee = $579 Total Cost*
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.