Wichita, KS Personal Loans

The main advantage of Online Personal Loans is 100% availability and minimum eligibility criteria, which means that even a borrower with bad credit can get financing.

  • 1

    Decide on the necessary loan amount

    Think carefully how much money you need so that it helped you to solve your urgent financial problems and at the same time it was affordable for your budget.

  • 2

    Fill out a simple application form online

    State the amount you need as well as your e-mail address. It's necessary to find you a suitable lender. Be sure your data will be safe and secure.

  • 3

    Get an instant approval decision from a lender

    As soon as you've requested a loan, you'll be matched with the best lender providing such cash advance at the lowest rates and most affordable terms.

  • 4

    Receive the cash into your account within 24 hours

    In case you are approved, and you're most likely to be, the money will be deposited into your bank account within 1 - 2 business days, or even same day if you apply as soon as possible.

Get Wichita, KS Personal Loan Completely Online

  • Compare rates and terms
  • Avoid visiting multiple banks and storefronts
  • Apply directly on a lender’s website
  • Get a guaranteed instant decision
  • All the money transactions are done online quick and easy
Apply now
When you need money and don’t have a perfect credit history, Kansas Personal Loans for fair credit can provide the financial assistance that is necessary. They accept applicants with less than perfect scores who have no collateral or high incomes! Applying online is fast-paced for quick funding within 1 -2 business days.

Don’t Wait, Apply And Get Wichita, KS Personal Loan!

Expenses are an integral part of our lives, and not every time we can cope with them on our own. Every year, millions of people need money to meet a variety of needs, such as medical treatment, car repairs, wedding expenses, urgent purchases, and more. However, not every person has an emergency fund or wealthy relatives to help cover these needs. That is why the easiest and safest way to get financing is Personal Loan.

If you live in Wichita, KS and need money to pay for any personal expenses, keep reading.

What Should I Know About Personal Loan?

First of all, you should know that a Personal Loan is a simple type of financing that is designed to help borrowers meet any personal need. Most of the time, this loan is unsecured, which means you don’t have to provide collateral, such as a house or car, to get approved. A Personal Loan is a type of Installment Loan, which means it is repaid in regular monthly installments over a fixed period of time.

As a rule, personal lenders do not have any restrictions, so borrowers in Wichita, KS can spend the money they receive as they see fit.

LOANS FOR ANY NEEDS

APR from 4.99%

Wichita, KS Personal Loan Amounts, Rates And Terms

With a Personal Loan in Wichita, KS borrowers can get from $1,000 to $100,000 for any of their personal needs. Repayment terms vary, but typically range from 12 to 84 months, depending on the amount of the loan. It is important to understand that shorter repayment terms will increase your monthly payment, but will decrease the total interest you pay.

Interest rates will also vary based on a large number of factors such as credit history, income, lender chosen, and more. On average, interest rates in Wichita, KS range from 4.98% to 35.99%. Compare offers to find the best deal for you.

Are Personal Loans Legal?

Personal Loans are legal in most states in the US, but you still need to follow a few simple steps to make sure you can actually get a loan at Wichita, KS.

First of all, check your state’s laws to make sure Personal Loan is legal, then check if your lender is registered in the state’s database. It will also be quite useful for you to study the reviews of the credit company you have chosen and check all the identifying data.

3 Easy Steps To Get Wichita, KS Personal Loan

It doesn’t matter why you need funding, because now you can get money for your needs with just 3 simple steps:

Application Applying for a Wichita, KS Personal Loan is easy as you can now do it completely online. Visit your chosen lender’s website and fill out the online form in less than 10 minutes. You will need to provide basic information about yourself, such as name, address, income, etc.
Approval Wichita, KS lenders approve applications the same day if you meet state laws and eligibility criteria. If approved, they will contact you to discuss loan terms and debt repayment terms. You can also ask all your questions.
Financing You should study the contract and pay special attention to interest rates and commissions before signing it. The loan amount will be transferred to your bank account within one business day, after which you can spend the money as you wish.

Bad Credit Wichita, KS Personal Loan

Many borrowers have a bad credit history because they have missed payments on loans in the past. That is why now they are asking the question “can I get a Personal Loan with bad credit?” and the answer is yes.

Many personal lenders work with different types of credit, which means that even a borrower who has previously missed payments has every chance of being approved. However, you should be aware that Wichita, KS personal lenders will offer bad credit borrowers less favorable loan offers and high interest rates.

Benefits of a Personal Loan

Before applying, Wichita, KS residents are advised to study the main advantages of this loan offer. This will help them understand if a Personal Loan is right for them or if they should look for an alternative option:

  • Loan amount. As already mentioned, with a Personal Loan you can get up to $100,000. This is a large enough amount to cover any of your expenses.
  • Interest rates. As a rule, personal lenders in Wichita, KS have relatively low interest rates.
  • No collateral. Most often, a Personal Loan in Wichita, KS is unsecured, which means no collateral is required to approve the application.
  • Online application. More and more Wichita, KS lenders are offering fully online financing, which means you won’t have to waste time looking for a lender near you and filling out paperwork.
  • Fast approval. If the borrower meets the eligibility criteria, the application can be approved as quickly as on the same day.
  • Funding for any need. A Personal Loan can be used for almost any need, since lenders in Wichita, KS have almost no restrictions.

What Do I Have To Provide To Get A Personal Loan in Wichita?

Personal lenders in Wichita, KS now have minimum eligibility criteria, allowing almost any borrower to apply and receive money. Although they may vary, below you can explore the main ones:

  • Age at least 18 years or older
  • US Citizenship
  • Regular monthly source of income
  • Active bank account for deposit
  • Social Security number
  • ID confirmation
  • Contact details such as phone and email.

Lenders in Wichita, KS may ask for more information, but most of the time the above information is enough to get you a Personal Loan.

Wichita, KS alternatives to Personal Loans online

If for some reason Online Personal Loans don’t suit you, it’s possible to choose among the other cash advances available in Wichita:

Start your Personal Loan application online or find cash advance locations in Wichita, KS on the map

  • A Ok

    • 1223 N Rock Rd Ste G300

      (316) 440-5900

  • Acceptance Now

    • 5450 W Central Ave

      (316) 943-4473

  • Advance America

    • 2305 N Amidon Ave

      (316) 832-1130

    • 601 N Ridge Rd Ste 117

      (316) 729-1600

    • 6171 E 13th St N

      (316) 684-8900

    • 327 N Hillside St Ste 400

      (316) 683-0595

    • 4726 S Broadway Ave

      (316) 529-1345

    • 4100 E Harry St Ste 10

      (316) 687-0909

    • 1353 S Webb Rd Ste 101

      (316) 691-9192

  • Agvantis Inc

    • 245 N Waco St

      (800) 322-5652

  • All Credit Mortgage

    • 333 N Waco St

      (316) 266-4859

  • Always Pay Day Cash Advance & Pawn

    • 1503 E Pawnee St

      (316) 269-4400

  • American AgCredit

    • 7940 W Kellogg Dr

      (316) 721-1100

    • 4105 N Ridge Rd

      (316) 721-1100

  • American First Finance

    • 7330 W 33rd St N

      (316) 721-1188

  • American Title Loans

    • 240 S West St

      (316) 444-3777

  • Andover State Bank

    • 1718 N Webb Rd

      (316) 219-1600

  • Auto Title Loan

    • 3133 E Douglas Ave

      (316) 683-2274

  • Auto Title Loans

    • 1050 W Pawnee St

      (316) 219-5333

  • Avio Credit Inc.

    • 3527 N Ridge Rd

      (888) 638-2846

  • Bank of America

    • 3510 N Ridge Rd

      (316) 448-5240

    • 10033 W 21st St N

      (316) 448-5242

    • 593 E Pawnee St

      (316) 261-4268

    • 2959 N Rock Rd

      (316) 261-2025

    • 100 N Broadway St

      (316) 261-4051

    • 141 S Rock Rd

      (316) 261-4687

    • 500 S West St

      (316) 261-4242

    • 1845 Fairmount St

      (844) 401-8500

    • 411 S Topeka St

      (316) 261-4216

  • Bank of America Financial Center

    • 1617 S Rock Rd

      (316) 261-2143

    • 3193 S Seneca St

      (316) 261-4359

    • 7310 W 21st St N

      (316) 261-2210

    • 8304 W Central Ave

      (316) 261-2274

    • 2151 N Hillside St

      (316) 261-4040

  • Bank of America Home Loans

    • 100 N Broadway Ave

      (316) 218-7948

  • Bank of Kansas

    • 8415 E 21st St N Ste 150

      (316) 315-1600

  • Bank of Oklahoma

    • 8110 E 32nd St N Ste 200

      (316) 448-3824

  • Bank of the West

    • 2123 N Maize Rd

      (316) 729-7999

    • 3055 N Rock Rd

      (316) 634-3877

    • 255 N Main St

      (316) 292-5840

    • 2544 N Maize Ct

      (316) 292-5830

    • 757 N West St

      (316) 292-5870

    • 120 S Main St

      (316) 292-5800

  • Bnc National Bank Mortgage Division

    • 2868 N Ridge Rd

      (316) 773-9500

  • Brian C. Robinson NMLS #251515

    • 10111 E 21st St N Ste 200

      (316) 807-1468

  • Capitol Federal

    • 4000 E Harry St

      (316) 689-0200

    • 4616 E 13th St N

      (316) 689-0200

    • 8040 E Douglas Ave

      (316) 689-3148

    • 8301 E 21st St N

      (316) 689-0200

    • 10404 W Central Ave

      (316) 689-0200

    • 4020 W Maple St

      (316) 689-3165

  • Capitol Federal Savings Bank

    • 3450 N Maize Rd

      (316) 689-3252

  • Cash Point Car Title Loans

    • 2412 W Pawnee St

      (316) 927-2799

  • Cashpoint Car Title Loans

    • 2275 N Amidon Ave

      (316) 440-2510

    • 1616 S Rock Rd

      (316) 977-8881

  • Catholic Family Federal Credit Union

    • 717 N Socora St

      (316) 264-9163

  • Central Bank & Trust Co.

    • 8411 E 21st St N Ste 100

      (316) 634-0101

    • 7137 W Central Ave

      (316) 945-9600

  • Central Star Credit Union

    • 9555 E Corporate Hills Dr

      (316) 685-9555

  • Check Into Cash

    • 6100 E 21st St N Ste 200

      (316) 688-1324

    • 2424 S Seneca St

      (316) 263-0499

    • 7809 E Harry St

      (316) 687-0952

    • 303 N Hillside St

      (316) 651-2825

    • 240 S West St Ste 30

      (316) 943-0165

  • Citizens Bank

    • 8718 W 13th St N

      (316) 729-8800

    • 4820 E Douglas Ave

      (316) 684-2265

    • 417 S 119th St W

      (316) 440-4770

  • Commerce Bank

    • 1551 N Waterfront Pkwy

      (316) 261-4700

    • 6424 E 13th St N

      (800) 453-2265

    • 1845 Fairmount St

      (316) 261-4795

    • 2333 E 21st St N

      (785) 865-4748

    • 456 N Main St

      (660) 263-0200

    • 9620 E 21st St N

      (316) 261-5565

    • 1250 S Woodlawn Blvd

      (316) 261-4700

    • 1701 S Broadway Ave

      (316) 261-4700

    • 417 W 47th St S

      (316) 524-4515

    • 8878 W 21st St N

      (660) 433-5533

    • 600 N Rock Rd

      (316) 261-4700

  • Commerce Bank Community Locations

    • 600 N Rock Rd

      (316) 261-4700

  • Commercial Capital Ltd

    • 200 E 1st St N Ste 212

      (316) 264-1444

  • Community Bank

    • 11330 E 21st St N

      (316) 634-1600

  • Credit Union of America

    • 501 N Woodlawn St

      (316) 265-3272

    • 3605 N Rock Rd

      (316) 265-3272

    • 10222 E Harry St

      (316) 265-3272

    • 711 W Douglas Ave

      (316) 265-3272

    • 11858 W 21st St N

      (316) 265-3272

    • 5055 S Broadway Ave

      (316) 265-3272

    • 1401 N Maize Rd

      (316) 721-3228

  • Donovan Cadillac

    • 5800 W Kellogg Dr

      (316) 247-4783

  • Easy Credit Auto Sales Inc

    • 3101 S Broadway Ave

      (316) 522-3279

  • Emprise Bank

    • 257 N Broadway Ave

      (316) 383-4323

    • 10620 W 21st St N

      (316) 722-2034

    • 4833 S Broadway Ave

      (316) 383-4171

    • 6030 E Central Ave

      (316) 383-4180

    • 2323 S Hydraulic St

      (316) 383-4150

    • 11111 E Harry St

      (316) 383-4140

  • EquiPoint Financial

    • 7200 W 13th St N

      (316) 773-9500

  • Equishare Credit Union

    • 9100 W Central Ave

      (316) 729-8857

    • 405 E Central Ave

      (316) 263-6171

  • Equity Bank

    • 7701 E Kellogg Dr Ste 100

      (316) 681-1776

    • 555 N Webb Rd

      (316) 630-8393

    • 1555 N Webb Rd

      (316) 630-8393

    • 10222 W Central Ave

      (316) 721-1776

  • Executive Mortgage

    • 8406 W Maple St

      (316) 773-1515

  • Farm Credit Mid-America

    • 7940 W Kellogg Dr

      (316) 669-6160

    • 245 N Waco St Ste 105

      (316) 558-8804

  • Fidelity Bank

    • 100 E English St

      (316) 291-5950

    • 501 E Pawnee St Ste 102

      (316) 263-0857

    • 3525 E Harry St

      (316) 268-7456

  • Financial Benefits Inc

    • 3500 N Rock Rd Ste 300

      (316) 315-0147

  • First Command Financial Planning

    • 9415 E Harry St Ste 208

      (316) 686-4895

  • Garden Plain State Bank

    • 10526 W Maple St

      (316) 448-8352

  • Golden Plains Credit Union

    • 9555 Corporate Hills Dr

      (316) 685-9555

    • 11122 E Central Ave

      (800) 825-7661

  • Gorges Auto Finance Svc

    • 2660 S Oliver St

      (316) 688-1848

  • Green River Finance Inc.

    • 654 N Woodchuck St Ste E

      (316) 773-5997

  • Gulfstream Financial Service of Oklahoma Inc

    • 1938 N Woodlawn St

      (316) 684-8333

  • Heartland Credit Union

    • 245 N Waco St Ste T-600

      (620) 669-0177

    • 3777 N Maize Rd

      (316) 239-7376

  • Home Bank & Trust

    • 1409 N Greenwich Rd

      (316) 686-5000

  • Home Bank & Trust Co

    • 10421 W Central Ave

      (316) 773-6000

  • Homeowners Financial Group

    • 4601 E Douglas Ave Ste 331

      (316) 867-7820

  • INTRUST Bank

    • 105 N Main St

      (316) 383-1234

    • 8202 E 21st St N

      (316) 383-1234

    • 3801 N Rock Rd

      (316) 383-1234

  • Jay Haffley - Private Client Advisor

    • 3055 N Rock Rd

      (316) 249-1966

  • Justin Rocheleau NMLS #1804953

    • 10111 E 21st St N Ste 200

      (316) 202-1185

  • Kanza Bank

    • 13605 W Maple St Ste 101

      (316) 773-7007

    • 2233 N Greenwich Rd

      (316) 636-5821

  • Kendall J. Pierce NMLS #1510736

    • 10111 E 21st St N Ste 200

      (816) 289-2681

  • Lauren M. Brown NMLS #454673

    • 10111 E 21st St N Ste 200

      (316) 651-3838

  • Lead Financial Services

    • 114 N West St

      (316) 425-5588

  • Leader One Financial

    • 151 S Whittier St Ste 2100

      (316) 218-7948

  • Leader One Financial Corp

    • 7340 W 21st St N

      (316) 491-8153

  • Legacy Bank

    • 2055 N Woodlawn St

      (316) 687-6200

    • 8725 W Central Ave

      (316) 260-3711

    • 3711 N Ridge Rd

      (316) 260-3711

  • Lending Tools.Com

    • 125 N Market St

      (316) 269-0741

  • LendNation

    • 770 N West St

      (316) 942-2490

    • 1020 W Pawnee St

      (316) 267-2205

    • 5630 E Central Ave

      (316) 652-9674

  • Loanmax Title Loans

    • 3128 E Harry St

      (316) 789-7077

    • 366 N Rock Rd

      (316) 789-7090

    • 2002 E Pawnee St

      (316) 267-3065

    • 2005 S Seneca St

      (316) 264-0838

    • 601 N West St Ste 501

      (316) 943-6621

  • Loansmart

    • 3912 S Broadway Ave

      (316) 524-6999

    • 1716 E Central Ave

      (316) 262-8500

    • 660 N Ridge Rd

      (316) 944-6260

  • MB Financial Bank

    • 3531 N Ridge Rd

      (316) 425-2898

    • 12021 E 13th St N

      (316) 260-3031

  • Medical Community Credit Union

    • 2622 W Central Ave Ste 106

      (316) 440-3323

    • 3243 E Murdock St Ste 105

      (316) 687-4101

  • Medical Loan Closet Of Wichita

    • 6655 E Harry St

      (316) 779-8989

  • Meritrust Credit Union

    • 8710 E 32nd St N

      (316) 683-1199

  • Metro Financial Group

    • 1821 W 13th St N

      (316) 264-4801

  • Michelle D. Post NMLS #251542

    • 10111 E 21st St N Ste 200

      (316) 390-7316

  • Mid American Credit Union

    • 8404 W Kellogg Dr

      (316) 722-3921

  • Money Shack Payday Loans

    • 5530 W Central Ave

      (316) 681-0046

  • Money Town Pawn Shop

    • 2425 S Oliver St

      (316) 512-9776

  • Mortgage Centre

    • 6530 E 13th St N

      (316) 683-2202

  • Movement Mortgage - Adrienne Green459142

    • 557 W Douglas Ave

      (316) 251-9597

  • Movement Mortgage - Hope Dent543289

    • 557 W Douglas Ave

      (316) 300-7161

  • Movement Mortgage - Jennifer Kimberly350928

    • 3525 N Ridge Rd

      (316) 215-6773

  • Movement Mortgage - Shauna Walden968870

    • 6617 W Central Ave

      (316) 207-1576

  • Mulberry Street Mortgage

    • 1725 W Douglas Ave

      (316) 269-4022

  • Net Pay Advance Inc

    • 6820 W Central Ave

      (316) 440-8082

  • Open Mortgage

    • 3946 N Ridge Rd

      (316) 616-9595

  • Open Mortgage Home Lending

    • 2552 N Maize Ct Ste 100

      (316) 616-9595

  • Payday Loans

    • 1050 W Pawnee St

      (316) 219-5333

  • Payday Money Store

    • 519 S Woodlawn Blvd

      (316) 941-3534

  • Peru Pizza Co Inc

    • 9313 E 34th St N Ste 100

      (316) 681-1081

  • Primary Residential Mortgage Inc.

    • 515 N Ridge Rd Ste 100

      (316) 721-7700

  • Prudential

    • 8300 E Thorn Dr Ste 200

      (316) 347-8933

  • Pulaski Bank

    • 515 S Main St Ste 102

      (316) 652-9401

  • Ramona G. Chapman NMLS#1753891

    • 10111 E 21st St N Ste 200

      (316) 202-1185

  • RCB Bank

    • 10501 E Berkeley Square Pkwy

      (316) 721-9660

  • Regent Financial Group

    • 3460 N Ridge Rd Ste 160

      (316) 462-1341

  • Ronald K. Degraffenreid NMLS #246274

    • 10111 E 21st St N Ste 200

      (316) 260-5656

  • Rose Hill Bank

    • 2110 N Webb Rd

      (316) 630-8300

    • 3313 N Ridge Rd

      (316) 773-3322

  • Security 1st Title

    • 727 N Waco Ave

      (316) 267-8371

  • Sierra Pacific Mortgage

    • 10111 E 21st St N Ste 200

      (316) 260-5656

  • Simmons Bank

    • 3333 N Webb Rd

      (866) 246-2400

    • 8415 E 21st St N Ste 150

      (316) 315-1600

    • 10111 W 21st St N

      (316) 315-1600

    • 12121 E 21st St N

      (316) 670-5100

  • Simmons First National Bank

    • 8525 W Central Ave

      (316) 729-4422

  • Southwest National Bank

    • 225 S Towne East Mall Dr

      (316) 681-2587

    • 454 S Tracy St

      (316) 942-4004

    • 2150 N Woodrow Ave

      (316) 838-5741

    • 2700 W 13th St N

      (316) 941-1335

    • 400 E Douglas Ave

      (316) 291-5303

    • 8760 W 21st St N

      (316) 425-8156

    • 157 N Emporia Ave

      (316) 291-5390

  • Speedy Cash

    • 3133 E Douglas Ave

      (316) 202-9112

    • 1050 W Pawnee St

      (316) 202-9121

    • 4850 E Harry St

      (316) 202-9109

    • 2201 N Amidon Ave

      (316) 202-3789

    • 6300 E 21st St N

      (316) 202-9126

    • 701 N West St

      (316) 202-9113

  • The Commerce Trust Company

    • 1551 N Waterfront Pkwy Ste 200

      (316) 261-4941

  • The Phoenix Mortgage Group Inc.

    • 240 N Rock Rd Ste 280

      (316) 942-8228

  • The Valley State Bank

    • 5310 S Broadway Ave

      (316) 524-2211

  • Us Ag Bank Fcb

    • 245 N Waco St

      (316) 290-2000

  • Us Bank

    • 2427 N Greenwich Rd

      (800) 872-2657

    • 8015 E 22nd St N

      (316) 684-1503

  • US Trust

    • 301 N Main St

      (316) 269-6637

  • Vicki Ward

    • 221 S Broadway Ave Ste 809

      (316) 461-9192

  • We Finance

    • 3146 S Southeast Blvd

      (316) 364-3740

  • Wells Fargo Bank

    • 455 S West St

      (316) 943-3159

  • Wendall K. Wehmeier NMLS #1473249

    • 10111 E 21st St N Ste 200

      (580) 651-6502

  • Wheat State Credit Union

    • 1400 S Oliver St

      (316) 247-8342

  • Wichita Federal Credit Union

    • 455 N Main St Ste 410

      (316) 295-4499

    • 3730 W 13th St N

      (316) 941-0600

  • Wichita Payday Loans & Cash Advances by Phone

    • 3151 N Penstemon St

      (913) 937-4006


Check Payday Loan rates and terms in the other cities of Kansas


Personal Loan Calculator

Every Payment (Installment) = $522 per month for 0.17 year(s) at 35% APR

* It’s the amount of money you’ll need to pay every month (or other agreed period) according to your repayment plan.

Total Paid After 2 Payments = $1,044

Total Interest Paid* = $44

* The total amount of interest over all the period of the loan.

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